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Single Family ResidenceResidential
$497,003$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $470,000 on Apr 29, 2024

5603 SWISS RANCH RD

MOUNTAIN RANCH, CA 95246
3
Beds
2
Baths
2,268 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.73 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$497K
$466K low$528K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$470,000 · Apr 29, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,690
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,152
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$454,313
CATALYST MORTGAGE · recorded Apr 29, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,079 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$488,988 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,616
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$447,372
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$347,013

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.185 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyCALAVERAS
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Calaveras High SchoolC+
High · Grades 8–12 · 11.1 mi
M
Toyon Middle SchoolD+
Middle · Grades 6–8 · 14.4 mi

District: Calaveras Unified School District

Neighborhood · ZIP 95246These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.65%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,962
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,223
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,776
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5603 Swiss Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Mountain Ranch 95246
  • Costs less per square foot than 77% of homes in Calaveras County
  • Bigger than 94% of homes in Mountain Ranch 95246
  • Has a bigger lot than 92% of homes in Calaveras County
  • Newer than 89% of homes in Mountain Ranch 95246

What homes are worth in Mountain Ranch 95246

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$575K

This home is worth more than 95% of homes in Mountain Ranch 95246.

How it measures up in Mountain Ranch 95246

The dot is this home. The mark in the middle is the typical home in Mountain Ranch 95246.

Estimated value$497,003
CheaperTypical $289,669Pricier

Pricier than 95% of homes nearby

Price per ft²$219
CheaperTypical $239Pricier

Pricier than 38% of homes nearby

Living area2,268 ft²
SmallerTypical 1,236 ft²Bigger

Bigger than 94% of homes nearby

Lot size3.73 ac
SmallerTypical 2.4 acBigger

Bigger than 72% of homes nearby

Year built1995
OlderTypical 1977Newer

Newer than 89% of homes nearby

How 5603 Swiss Ranch Rd ranks against every home in each area.
MeasureThis homeMountain Ranch 95246Calaveras County
Estimated valuepricier than$497,00395% of homes72% of homes
Price per ft²pricier than$21938% of homes23% of homes
Living areabigger than2,268 ft²94% of homes84% of homes
Lot sizebigger than3.73 ac72% of homes92% of homes
Year builtnewer than199589% of homes75% of homes

About 5603 Swiss Ranch Rd

How much is 5603 Swiss Ranch Rd, Mountain Ranch, CA worth?

The TopHap Estimate for 5603 Swiss Ranch Rd, Mountain Ranch, CA is $497,003 as of Jul 14, 2026. The likely range is $465,629 to $528,377. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5603 Swiss Ranch Rd, Mountain Ranch, CA last sell?

5603 Swiss Ranch Rd, Mountain Ranch, CA last sold on Apr 29, 2024 for $470,000, according to the county's recorded deed.

How big is 5603 Swiss Ranch Rd, Mountain Ranch, CA?

5603 Swiss Ranch Rd, Mountain Ranch, CA has 3 bedrooms, 2 bathrooms and 2,268 square feet of living space.

When was 5603 Swiss Ranch Rd, Mountain Ranch, CA built?

5603 Swiss Ranch Rd, Mountain Ranch, CA was built in 1995, making it 31 years old. It is a modern home. The building has 2 stories.

What schools serve 5603 Swiss Ranch Rd, Mountain Ranch, CA?

5603 Swiss Ranch Rd, Mountain Ranch, CA is assigned to Calaveras High School (high), rated C+; Toyon Middle School (middle), rated D+. All sit in Calaveras Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5603 Swiss Ranch Rd, Mountain Ranch, CA compare to other homes in Mountain Ranch 95246?

Among the 275 homes in Mountain Ranch 95246, it is worth more than 95% of them ($497,003 against a typical $289,669), its price per square foot is higher than 38% of them ($219 against a typical $239), it is bigger than 94% of them (2,268 ft² against a typical 1,236 ft²), its lot is bigger than 72% of them (3.73 ac against a typical 2.4 ac) and it is newer than 89% of them (1995 against a typical 1977). Measured against all of Calaveras County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5603 Swiss Ranch Rd, Mountain Ranch, CA?

The 2025 property tax bill for 5603 Swiss Ranch Rd, Mountain Ranch, CA was $4,079. The county assessed it at $488,988.

Closest homes

More homes in Mountain Ranch 95246

Assigned schools

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