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Single Family ResidenceResidential
$907,954$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $395,000 on Jul 3, 2002

5609 SAINT JAMES CT

RICHMOND, VA 23225
5
Beds
4.5
Baths
3,417 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$908K
$880K low$936K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$395,000 · Jul 3, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$523,154
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$418,523
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$384,800
SOVEREIGN LENDING GROUP INC · R · recorded Jun 4, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,828 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$819,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$118,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$701,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$803,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$819,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyRICHMOND CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.43
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 508 ft²Porch · 95 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westover Hills Elementary SchoolD-
Elementary · Grades KG–5 · 0.7 mi
M
Lucille M. Brown Middle SchoolF
Middle · Grades 6–8 · 1.0 mi
H
Huguenot High SchoolD-
High · Grades 9–12 · 2.3 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23225These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.42,106
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,843 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,188
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,140
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5609 Saint James Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Westover Hills West
  • Costs more per square foot than 93% of homes in Richmond 23225
  • Bigger than 97% of homes in Richmond 23225
  • Has a bigger lot than 87% of homes in Richmond city County
  • Newer than 86% of homes in Richmond 23225

What homes are worth in Richmond 23225

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$711K

This home is worth more than almost all homes in Richmond 23225.

How it measures up in Richmond 23225

The dot is this home. The mark in the middle is the typical home in Richmond 23225.

Estimated value$907,954
CheaperTypical $256,886Pricier

Pricier than almost all homes nearby

Price per ft²$266
CheaperTypical $166Pricier

Pricier than 93% of homes nearby

Living area3,417 ft²
SmallerTypical 1,549 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.43 ac
SmallerTypical 0.28 acBigger

Bigger than 76% of homes nearby

Year built1991
OlderTypical 1958Newer

Newer than 86% of homes nearby

How 5609 Saint James Ct ranks against every home in each area.
MeasureThis homeWestover Hills WestRichmond 23225Richmond city County
Estimated valuepricier than$907,954almost all homesalmost all homes96% of homes
Price per ft²pricier than$26681% of homes93% of homes85% of homes
Living areabigger than3,417 ft²92% of homes97% of homes95% of homes
Lot sizebigger than0.43 ac66% of homes76% of homes87% of homes
Year builtnewer than199182% of homes86% of homes86% of homes

About 5609 Saint James Ct

How much is 5609 Saint James Ct, Richmond, VA worth?

The TopHap Estimate for 5609 Saint James Ct, Richmond, VA is $907,954 as of Jul 14, 2026. The likely range is $880,397 to $935,511. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5609 Saint James Ct, Richmond, VA last sell?

5609 Saint James Ct, Richmond, VA last sold on Jul 3, 2002 for $395,000, according to the county's recorded deed.

How big is 5609 Saint James Ct, Richmond, VA?

5609 Saint James Ct, Richmond, VA has 5 bedrooms, 4.5 bathrooms, 3,417 square feet of living space and a 0.43-acre lot.

When was 5609 Saint James Ct, Richmond, VA built?

5609 Saint James Ct, Richmond, VA was built in 1991, making it 35 years old. It is a colonial home. The building has 2 stories.

What schools serve 5609 Saint James Ct, Richmond, VA?

5609 Saint James Ct, Richmond, VA is assigned to Westover Hills Elementary School (elementary), rated D-; Lucille M. Brown Middle School (middle), rated F; Huguenot High School (high), rated D-. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5609 Saint James Ct, Richmond, VA compare to other homes in Richmond 23225?

Among the 10,792 homes in Richmond 23225, it is worth more than almost all of them ($907,954 against a typical $256,886), its price per square foot is higher than 93% of them ($266 against a typical $166), it is bigger than 97% of them (3,417 ft² against a typical 1,549 ft²), its lot is bigger than 76% of them (0.43 ac against a typical 0.28 ac) and it is newer than 86% of them (1991 against a typical 1958). Measured against all of Richmond city County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5609 Saint James Ct, Richmond, VA?

The 2026 property tax bill for 5609 Saint James Ct, Richmond, VA was $9,828. The county assessed it at $819,000.

Closest homes

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Assigned schools

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