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Single Family ResidenceResidential
$524,847$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

5644 JAMES MADISON HWY

FORK UNION, VA 23055
2
Beds
1
Baths
2,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
1922
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$525K
$427K low$623K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,151 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$310,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$97,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$213,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$310,080
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$310,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFLUVANNA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1958
Lot (acres)The size of the land the home sits on, from county records.10.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Tin
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 36 ft²Porch · 290 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central Elementary SchoolC
Elementary · Grades 1–2 · 3.8 mi
M
Fluvanna Middle SchoolB
Middle · Grades 5–7 · 3.9 mi
H
Fluvanna County High SchoolC+
High · Grades 8–12 · 7.4 mi

District: Fluvanna County Public Schools

Neighborhood · ZIP 23055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.874
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,588
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,296
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5644 James Madison Hwy measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Fluvanna County
  • Bigger than 86% of homes in Fluvanna County
  • Has a bigger lot than 87% of homes in Fluvanna County
  • Older than 97% of homes in Fluvanna County

What homes are worth in Fork Union 23055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$154K$824K

This home is worth more than 80% of homes in Fork Union 23055.

How it measures up in Fork Union 23055

The dot is this home. The mark in the middle is the typical home in Fork Union 23055.

Estimated value$524,847
CheaperTypical $340,014Pricier

Pricier than 80% of homes nearby

Price per ft²$218
CheaperTypical $230Pricier

Pricier than 44% of homes nearby

Living area2,404 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 81% of homes nearby

Lot size10 ac
SmallerTypical 3.42 acBigger

Bigger than 82% of homes nearby

Year built1922
OlderTypical 1975Newer

Newer than 10% of homes nearby

How 5644 James Madison Hwy ranks against every home in each area.
MeasureThis homeFork Union 23055Fluvanna County
Estimated valuepricier than$524,84780% of homes83% of homes
Price per ft²pricier than$21844% of homes40% of homes
Living areabigger than2,404 ft²81% of homes86% of homes
Lot sizebigger than10 ac82% of homes87% of homes
Year builtnewer than192210% of homes3% of homes

About 5644 James Madison Hwy

How much is 5644 James Madison Hwy, Fork Union, VA worth?

The TopHap Estimate for 5644 James Madison Hwy, Fork Union, VA is $524,847 as of Sep 24, 2026. The likely range is $427,044 to $622,650. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5644 James Madison Hwy, Fork Union, VA last sell?

5644 James Madison Hwy, Fork Union, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5644 James Madison Hwy, Fork Union, VA?

5644 James Madison Hwy, Fork Union, VA has 2 bedrooms, 1 bathrooms, 2,404 square feet of living space and a 10.00-acre lot.

When was 5644 James Madison Hwy, Fork Union, VA built?

5644 James Madison Hwy, Fork Union, VA was built in 1922, making it 104 years old. The building has 1 story.

What schools serve 5644 James Madison Hwy, Fork Union, VA?

5644 James Madison Hwy, Fork Union, VA is assigned to Central Elementary School (elementary), rated C; Fluvanna Middle School (middle), rated B; Fluvanna County High School (high), rated C+. All sit in Fluvanna County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5644 James Madison Hwy, Fork Union, VA compare to other homes in Fork Union 23055?

Among the 356 homes in Fork Union 23055, it is worth more than 80% of them ($524,847 against a typical $340,014), its price per square foot is higher than 44% of them ($218 against a typical $230), it is bigger than 81% of them (2,404 ft² against a typical 1,664 ft²), its lot is bigger than 82% of them (10 ac against a typical 3.42 ac) and it is newer than 10% of them (1922 against a typical 1975). Measured against all of Fluvanna County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5644 James Madison Hwy, Fork Union, VA?

The 2025 property tax bill for 5644 James Madison Hwy, Fork Union, VA was $2,151. The county assessed it at $310,100.

More homes on James Madison Hwy

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