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Single Family ResidenceResidential
$925,795$282 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $458,500 on Feb 11, 2015

5645 SARATOGA CIR

ROCKLIN, CA 95765
5
Beds
3
Baths
3,285 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$926K
$857K low$994K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$458,500 · Feb 11, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$558,795
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$447,036
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$367,000
WELLS FARGO BANK NA · recorded Apr 24, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,778 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$561,674 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,970
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$420,704
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$550,661

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Twin Oaks Elementary SchoolB
Elementary · Grades KG–6 · 0.7 mi
M
Granite Oaks Middle SchoolB
Middle · Grades 7–8 · 1.3 mi
H
Rocklin High SchoolA
High · Grades 9–12 · 1.3 mi

District: Rocklin Unified School District

Neighborhood · ZIP 95765These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.18
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.45,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,715 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,456
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,194
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5645 Saratoga Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Rocklin 95765
  • Costs less per square foot than 85% of homes in Rocklin 95765
  • Bigger than 89% of homes in Placer County
  • Has a smaller lot than 82% of homes in Placer County
  • Newer than 84% of homes in Placer County

What homes are worth in Rocklin 95765

Each bar is how many homes fall in that price range. The marker is this home.

This home
$364K$1.4M

This home is worth more than 80% of homes in Rocklin 95765.

How it measures up in Rocklin 95765

The dot is this home. The mark in the middle is the typical home in Rocklin 95765.

Estimated value$925,795
CheaperTypical $729,110Pricier

Pricier than 80% of homes nearby

Price per ft²$282
CheaperTypical $328Pricier

Pricier than 15% of homes nearby

Living area3,285 ft²
SmallerTypical 2,276 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.15 ac
SmallerTypical 0.17 acBigger

Bigger than 31% of homes nearby

Year built2014
OlderTypical 2001Newer

Newer than 80% of homes nearby

How 5645 Saratoga Cir ranks against every home in each area.
MeasureThis homeRocklin 95765Placer County
Estimated valuepricier than$925,79580% of homes79% of homes
Price per ft²pricier than$28215% of homes16% of homes
Living areabigger than3,285 ft²86% of homes89% of homes
Lot sizebigger than0.15 ac31% of homes18% of homes
Year builtnewer than201480% of homes84% of homes

About 5645 Saratoga Cir

How much is 5645 Saratoga Cir, Rocklin, CA worth?

The TopHap Estimate for 5645 Saratoga Cir, Rocklin, CA is $925,795 as of Jul 14, 2026. The likely range is $857,104 to $994,486. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5645 Saratoga Cir, Rocklin, CA last sell?

5645 Saratoga Cir, Rocklin, CA last sold on Feb 11, 2015 for $458,500, according to the county's recorded deed.

How big is 5645 Saratoga Cir, Rocklin, CA?

5645 Saratoga Cir, Rocklin, CA has 5 bedrooms, 3 bathrooms, 3,285 square feet of living space and a 0.15-acre lot.

When was 5645 Saratoga Cir, Rocklin, CA built?

5645 Saratoga Cir, Rocklin, CA was built in 2014, making it 12 years old.

What schools serve 5645 Saratoga Cir, Rocklin, CA?

5645 Saratoga Cir, Rocklin, CA is assigned to Twin Oaks Elementary School (elementary), rated B; Granite Oaks Middle School (middle), rated B; Rocklin High School (high), rated A. All sit in Rocklin Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5645 Saratoga Cir, Rocklin, CA compare to other homes in Rocklin 95765?

Among the 12,918 homes in Rocklin 95765, it is worth more than 80% of them ($925,795 against a typical $729,110), its price per square foot is higher than 15% of them ($282 against a typical $328), it is bigger than 86% of them (3,285 ft² against a typical 2,276 ft²), its lot is bigger than 31% of them (0.15 ac against a typical 0.17 ac) and it is newer than 80% of them (2014 against a typical 2001). Measured against all of Placer County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5645 Saratoga Cir, Rocklin, CA?

The 2025 property tax bill for 5645 Saratoga Cir, Rocklin, CA was $8,778. The county assessed it at $561,674.

Closest homes

More homes in Rocklin 95765

Assigned schools

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