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Single Family ResidenceResidential
$131,508$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

58 RIVER RD

BANNER, KY 41603
3
Beds
2 / 1
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$132K
$109K low$154K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$131,508
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$105,206

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$311 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$75,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFloyd
Lot (acres)The size of the land the home sits on, from county records.3.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 269 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Allen Elementary SchoolC+
Elementary · Grades PK–8 · 2.3 mi
H
Home Instruction High School
High · Grades 9–12 · 6.2 mi

District: Floyd County School District

Neighborhood · ZIP 41603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.138
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.34%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.1,204
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.97 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,777
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,412
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

58 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Floyd County
  • Costs more per square foot than 74% of homes in Floyd County
  • Bigger than 68% of homes in Floyd County
  • Has a bigger lot than 74% of homes in Floyd County

What homes are worth in Banner 41603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$16K$428K

This home is worth more than 64% of homes in Banner 41603.

How it measures up in Banner 41603

The dot is this home. The mark in the middle is the typical home in Banner 41603.

Estimated value$131,508
CheaperTypical $88,895Pricier

Pricier than 64% of homes nearby

Price per ft²$86
CheaperTypical $83Pricier

Pricier than 53% of homes nearby

Living area1,536 ft²
SmallerTypical 1,284 ft²Bigger

Bigger than 66% of homes nearby

Lot size3 ac
SmallerTypical 1 acBigger

Bigger than 72% of homes nearby

How 58 River Rd ranks against every home in each area.
MeasureThis homeBanner 41603Floyd County
Estimated valuepricier than$131,50864% of homes81% of homes
Price per ft²pricier than$8653% of homes74% of homes
Living areabigger than1,536 ft²66% of homes68% of homes
Lot sizebigger than3 ac72% of homes74% of homes

About 58 River Rd

How much is 58 River Rd, Banner, KY worth?

The TopHap Estimate for 58 River Rd, Banner, KY is $131,508 as of Jul 14, 2026. The likely range is $109,113 to $153,903. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 58 River Rd, Banner, KY last sell?

58 River Rd, Banner, KY last sold on Jan 1, 2000, according to the county's recorded deed.

How big is 58 River Rd, Banner, KY?

58 River Rd, Banner, KY has 3 bedrooms, 2 bathrooms, 1,536 square feet of living space and a 3.00-acre lot.

What schools serve 58 River Rd, Banner, KY?

58 River Rd, Banner, KY is assigned to Allen Elementary School (elementary), rated C+; Home Instruction High School (high). All sit in Floyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 58 River Rd, Banner, KY compare to other homes in Banner 41603?

Among the 795 homes in Banner 41603, it is worth more than 64% of them ($131,508 against a typical $88,895), its price per square foot is higher than 53% of them ($86 against a typical $83), it is bigger than 66% of them (1,536 ft² against a typical 1,284 ft²) and its lot is bigger than 72% of them (3 ac against a typical 1 ac). Measured against all of Floyd County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 58 River Rd, Banner, KY?

The 2025 property tax bill for 58 River Rd, Banner, KY was $311. The county assessed it at $75,000.

Closest homes

More homes in Banner 41603

Assigned schools

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