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Rural ResidenceResidential
$587,097$395 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

5809 45TH AVE SE

SAINT CLOUD, MN 56304
4
Beds
2.5
Baths
1,488 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.

Valuation

$587K
$414K low$760K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,688 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.70 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySHERBURNE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.9.69
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Wet barDeck · 240 ft²Porch · 89 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clearview Elementary SchoolB-
Elementary · Grades PK–5 · 4.1 mi
M
South Junior High SchoolD+
Middle · Grades 6–8 · 6.6 mi
H
Tech High SchoolD+
High · Grades 9–12 · 7.3 mi

District: St. Cloud Area School District

Neighborhood · ZIP 56304These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.17,136
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.282 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,772
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,290
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5809 45th Ave Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Saint Cloud 56304
  • Costs more per square foot than 97% of homes in Saint Cloud 56304
  • Bigger than 78% of homes in Sherburne County
  • Has a bigger lot than 94% of homes in Saint Cloud 56304
  • Older than 84% of homes in Sherburne County

What homes are worth in Saint Cloud 56304

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$550K

This home is worth more than almost all homes in Saint Cloud 56304.

How it measures up in Saint Cloud 56304

The dot is this home. The mark in the middle is the typical home in Saint Cloud 56304.

Estimated value$587,097
CheaperTypical $205,857Pricier

Pricier than almost all homes nearby

Price per ft²$395
CheaperTypical $238Pricier

Pricier than 97% of homes nearby

Living area1,488 ft²
SmallerTypical 1,422 ft²Bigger

Bigger than 59% of homes nearby

Lot size9.69 ac
SmallerTypical 0.28 acBigger

Bigger than 94% of homes nearby

Year built1977
OlderTypical 1980Newer

Newer than 44% of homes nearby

How 5809 45th Ave Se ranks against every home in each area.
MeasureThis homeSaint Cloud 56304Sherburne County
Estimated valuepricier than$587,097almost all homes97% of homes
Price per ft²pricier than$39597% of homes94% of homes
Living areabigger than1,488 ft²59% of homes78% of homes
Lot sizebigger than9.69 ac94% of homes93% of homes
Year builtnewer than197744% of homes16% of homes

About 5809 45th Ave Se

How much is 5809 45th Ave Se, Saint Cloud, MN worth?

The TopHap Estimate for 5809 45th Ave Se, Saint Cloud, MN is $587,097 as of Aug 30, 2026. The likely range is $414,498 to $759,696. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5809 45th Ave Se, Saint Cloud, MN last sell?

5809 45th Ave Se, Saint Cloud, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5809 45th Ave Se, Saint Cloud, MN?

5809 45th Ave Se, Saint Cloud, MN has 4 bedrooms, 2.5 bathrooms, 1,488 square feet of living space and a 9.69-acre lot.

When was 5809 45th Ave Se, Saint Cloud, MN built?

5809 45th Ave Se, Saint Cloud, MN was built in 1977, making it 49 years old. It is a ranch home.

What schools serve 5809 45th Ave Se, Saint Cloud, MN?

5809 45th Ave Se, Saint Cloud, MN is assigned to Clearview Elementary School (elementary), rated B-; South Junior High School (middle), rated D+; Tech High School (high), rated D+. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5809 45th Ave Se, Saint Cloud, MN compare to other homes in Saint Cloud 56304?

Among the 4,134 homes in Saint Cloud 56304, it is worth more than almost all of them ($587,097 against a typical $205,857), its price per square foot is higher than 97% of them ($395 against a typical $238), it is bigger than 59% of them (1,488 ft² against a typical 1,422 ft²), its lot is bigger than 94% of them (9.69 ac against a typical 0.28 ac) and it is newer than 44% of them (1977 against a typical 1980). Measured against all of Sherburne County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5809 45th Ave Se, Saint Cloud, MN?

The 2025 property tax bill for 5809 45th Ave Se, Saint Cloud, MN was $3,688. The county assessed it at $2,700.

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