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Residential (General/Single)Residential
$822,439$457 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $410,000 on May 9, 2012

581 PROSPECT AVE

RIVER VALE, NJ 07675
0
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$822K
$749K low$896K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$410,000 · May 9, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$432,939
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$346,351
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$389,500
MERS · recorded May 9, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,730 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$525,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$352,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$525,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$525,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodside Elementary SchoolA-
Elementary · Grades PK–5 · 0.7 mi
M
Holdrum Middle SchoolA
Middle · Grades 6–8 · 1.0 mi
H
Pascack Valley High SchoolB+
High · Grades 9–12 · 1.2 mi

District: Pascack Valley Regional School District

Neighborhood · ZIP 07675These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,744
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,580 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$163,434
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$182,897
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

581 Prospect Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 68% of homes in Westwood 07675
  • Smaller than 65% of homes in Westwood 07675
  • Has a bigger lot than 85% of homes in Bergen County

What homes are worth in Westwood 07675

Each bar is how many homes fall in that price range. The marker is this home.

This home
$357K$2.2M

This home is worth more than 45% of homes in Westwood 07675.

How it measures up in Westwood 07675

The dot is this home. The mark in the middle is the typical home in Westwood 07675.

Estimated value$822,439
CheaperTypical $861,360Pricier

Pricier than 45% of homes nearby

Price per ft²$457
CheaperTypical $421Pricier

Pricier than 68% of homes nearby

Living area1,800 ft²
SmallerTypical 2,092 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.47 ac
SmallerTypical 0.28 acBigger

Bigger than 74% of homes nearby

Year built1958
OlderTypical 1962Newer

Newer than 44% of homes nearby

How 581 Prospect Ave ranks against every home in each area.
MeasureThis homeWestwood 07675Bergen County
Estimated valuepricier than$822,43945% of homes57% of homes
Price per ft²pricier than$45768% of homes62% of homes
Living areabigger than1,800 ft²35% of homes47% of homes
Lot sizebigger than0.47 ac74% of homes85% of homes
Year builtnewer than195844% of homes59% of homes

About 581 Prospect Ave

How much is 581 Prospect Ave, River Vale, NJ worth?

The TopHap Estimate for 581 Prospect Ave, River Vale, NJ is $822,439 as of Jul 14, 2026. The likely range is $748,745 to $896,133. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 581 Prospect Ave, River Vale, NJ last sell?

581 Prospect Ave, River Vale, NJ last sold on May 9, 2012 for $410,000, according to the county's recorded deed.

How big is 581 Prospect Ave, River Vale, NJ?

581 Prospect Ave, River Vale, NJ has 1,800 square feet of living space and a 0.47-acre lot.

When was 581 Prospect Ave, River Vale, NJ built?

581 Prospect Ave, River Vale, NJ was built in 1958, making it 68 years old. It is a cape cod home. The building has 1 story.

What schools serve 581 Prospect Ave, River Vale, NJ?

581 Prospect Ave, River Vale, NJ is assigned to Woodside Elementary School (elementary), rated A-; Holdrum Middle School (middle), rated A; Pascack Valley High School (high), rated B+. All sit in Pascack Valley Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 581 Prospect Ave, River Vale, NJ compare to other homes in Westwood 07675?

Among the 8,808 homes in Westwood 07675, it is worth more than 45% of them ($822,439 against a typical $861,360), its price per square foot is higher than 68% of them ($457 against a typical $421), it is bigger than 35% of them (1,800 ft² against a typical 2,092 ft²), its lot is bigger than 74% of them (0.47 ac against a typical 0.28 ac) and it is newer than 44% of them (1958 against a typical 1962). Measured against all of Bergen County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 581 Prospect Ave, River Vale, NJ?

The 2025 property tax bill for 581 Prospect Ave, River Vale, NJ was $14,730. The county assessed it at $525,900.

More homes on Prospect Ave

Closest homes

More homes in River Vale 07675

Assigned schools

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