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Single Family ResidenceResidential
$305,921$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $75,000 on May 11, 2009

581 STATE ROUTE 145

MIDDLEBURGH, NY 12122
4
Beds
1
Baths
2,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$306K
$265K low$347K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · May 11, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,354 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$285,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$256,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$251,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$285,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.3.90
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middleburgh Elementary SchoolC-
Elementary · Grades PK–6 · 7.8 mi
M
Middleburgh Junior/Senior High SchoolC+
Middle · Grades 7–12 · 8.0 mi

District: Middleburgh Central School District

Neighborhood · ZIP 12122These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,853
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,028
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,847
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

581 State Route 145 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Middleburgh 12122
  • Bigger than 81% of homes in Middleburgh 12122
  • Newer than 69% of homes in Middleburgh 12122

What homes are worth in Middleburgh 12122

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$608K

This home is worth more than 78% of homes in Middleburgh 12122.

How it measures up in Middleburgh 12122

The dot is this home. The mark in the middle is the typical home in Middleburgh 12122.

Estimated value$305,921
CheaperTypical $214,871Pricier

Pricier than 78% of homes nearby

Price per ft²$148
CheaperTypical $151Pricier

Pricier than 49% of homes nearby

Living area2,064 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 81% of homes nearby

Lot size3.9 ac
SmallerTypical 2.58 acBigger

Bigger than 56% of homes nearby

Year built1980
OlderTypical 1965Newer

Newer than 69% of homes nearby

How 581 State Route 145 ranks against every home in each area.
MeasureThis homeMiddleburgh 12122Schoharie County
Estimated valuepricier than$305,92178% of homes68% of homes
Price per ft²pricier than$14849% of homes40% of homes
Living areabigger than2,064 ft²81% of homes78% of homes
Lot sizebigger than3.9 ac56% of homes52% of homes
Year builtnewer than198069% of homes64% of homes

About 581 State Route 145

How much is 581 State Route 145, Middleburgh, NY worth?

The TopHap Estimate for 581 State Route 145, Middleburgh, NY is $305,921 as of Sep 24, 2026. The likely range is $265,262 to $346,580. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 581 State Route 145, Middleburgh, NY last sell?

581 State Route 145, Middleburgh, NY last sold on May 11, 2009 for $75,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 581 State Route 145, Middleburgh, NY?

581 State Route 145, Middleburgh, NY has 4 bedrooms, 1 bathrooms, 2,064 square feet of living space and a 3.90-acre lot.

When was 581 State Route 145, Middleburgh, NY built?

581 State Route 145, Middleburgh, NY was built in 1980, making it 46 years old. It is a colonial home. The building has 2 stories.

What schools serve 581 State Route 145, Middleburgh, NY?

581 State Route 145, Middleburgh, NY is assigned to Middleburgh Elementary School (elementary), rated C-; Middleburgh Junior/Senior High School (middle), rated C+. All sit in Middleburgh Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 581 State Route 145, Middleburgh, NY compare to other homes in Middleburgh 12122?

Among the 2,304 homes in Middleburgh 12122, it is worth more than 78% of them ($305,921 against a typical $214,871), its price per square foot is higher than 49% of them ($148 against a typical $151), it is bigger than 81% of them (2,064 ft² against a typical 1,408 ft²), its lot is bigger than 56% of them (3.9 ac against a typical 2.58 ac) and it is newer than 69% of them (1980 against a typical 1965). Measured against all of Schoharie County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 581 State Route 145, Middleburgh, NY?

The 2026 property tax bill for 581 State Route 145, Middleburgh, NY was $7,354. The county assessed it at $285,400.

More homes on State Route 145

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More homes in Middleburgh 12122

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