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Single Family ResidenceResidential
$428,271$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

581 STATE ROUTE T

ARMSTRONG, MO 65230
5
Beds
0
Baths
2,991 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1851
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$428K
$393K low$464K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$289,171
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$231,337
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$89,100
LANDMARK BANK NA · recorded Aug 21, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
US BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,513 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,620 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.4.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Salisbury High SchoolC+
Middle · Grades 7–12 · 7.0 mi
E
Salisbury Elementary SchoolA
Elementary · Grades PK–6 · 7.1 mi

District: Salisbury R-Iv School District

Neighborhood · ZIP 65230These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.868
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,421
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,683
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

581 State Route T measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Howard County
  • Costs less per square foot than 66% of homes in Armstrong 65230
  • Bigger than 97% of homes in Armstrong 65230
  • Among the oldest homes in Armstrong 65230

What homes are worth in Armstrong 65230

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$772K

This home is worth more than 82% of homes in Armstrong 65230.

How it measures up in Armstrong 65230

The dot is this home. The mark in the middle is the typical home in Armstrong 65230.

Estimated value$428,271
CheaperTypical $243,403Pricier

Pricier than 82% of homes nearby

Price per ft²$143
CheaperTypical $174Pricier

Pricier than 34% of homes nearby

Living area2,991 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 97% of homes nearby

Lot size4.14 ac
SmallerTypical 3.2 acBigger

Bigger than 52% of homes nearby

Year built1851
OlderTypical 1960Newer

Older than almost all homes nearby

How 581 State Route T ranks against every home in each area.
MeasureThis homeArmstrong 65230Howard County
Estimated valuepricier than$428,27182% of homes83% of homes
Price per ft²pricier than$14334% of homes45% of homes
Living areabigger than2,991 ft²97% of homes95% of homes
Lot sizebigger than4.14 ac52% of homes59% of homes
Year builtnewer than1851almost no homes2% of homes

About 581 State Route T

How much is 581 State Route T, Armstrong, MO worth?

The TopHap Estimate for 581 State Route T, Armstrong, MO is $428,271 as of Jul 14, 2026. The likely range is $392,587 to $463,955. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 581 State Route T, Armstrong, MO last sell?

581 State Route T, Armstrong, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 581 State Route T, Armstrong, MO?

581 State Route T, Armstrong, MO has 5 bedrooms, 2,991 square feet of living space and a 4.14-acre lot.

When was 581 State Route T, Armstrong, MO built?

581 State Route T, Armstrong, MO was built in 1851, making it 175 years old. The building has 2 stories.

What schools serve 581 State Route T, Armstrong, MO?

581 State Route T, Armstrong, MO is assigned to Salisbury High School (middle), rated C+; Salisbury Elementary School (elementary), rated A. All sit in Salisbury R-Iv School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 581 State Route T, Armstrong, MO compare to other homes in Armstrong 65230?

Among the 339 homes in Armstrong 65230, it is worth more than 82% of them ($428,271 against a typical $243,403), its price per square foot is higher than 34% of them ($143 against a typical $174), it is bigger than 97% of them (2,991 ft² against a typical 1,428 ft²), its lot is bigger than 52% of them (4.14 ac against a typical 3.2 ac) and it is newer than almost none of them (1851 against a typical 1960). Measured against all of Howard County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 581 State Route T, Armstrong, MO?

The 2025 property tax bill for 581 State Route T, Armstrong, MO was $1,513. The county assessed it at $23,620.

Closest homes

More homes in Armstrong 65230

Assigned schools

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