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Single Family ResidenceResidential
$273,794$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $30,500 on Jun 6, 1978

5860 COTTAGE AVE

ROCK HALL, MD 21661
1
Baths
1,325 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$274K
$233K low$315K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,500 · Jun 6, 1978
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$36,793
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$29,434
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$237,000
ACADEMY MORTGAGE USA INC · R · recorded Jun 28, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1
HUD

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,399 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$188,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$168,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.48%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.57
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rock Hall Elementary SchoolC+
Elementary · Grades PK–5 · 0.4 mi
M
Kent County Middle SchoolD
Middle · Grades 6–8 · 11.0 mi
H
Kent County High SchoolC
High · Grades 9–12 · 12.9 mi

District: Kent County Public Schools

Neighborhood · ZIP 21661These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.167
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,599
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,089
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,148
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5860 Cottage Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Rock Hall
  • Costs less per square foot than 70% of homes in Rock Hall
  • Smaller than 72% of homes in Kent County
  • Has a bigger lot than 84% of homes in Rock Hall

What homes are worth in Rock Hall 21661

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$2.1M

This home is worth more than 24% of homes in Rock Hall 21661.

How it measures up in Rock Hall 21661

The dot is this home. The mark in the middle is the typical home in Rock Hall 21661.

Estimated value$273,794
CheaperTypical $370,823Pricier

Pricier than 24% of homes nearby

Price per ft²$207
CheaperTypical $241Pricier

Pricier than 30% of homes nearby

Living area1,325 ft²
SmallerTypical 1,615 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.57 ac
SmallerTypical 0.48 acBigger

Bigger than 60% of homes nearby

Year built1963
OlderTypical 1968Newer

Newer than 47% of homes nearby

How 5860 Cottage Ave ranks against every home in each area.
MeasureThis homeRock HallRock Hall 21661Kent County
Estimated valuepricier than$273,79419% of homes24% of homes26% of homes
Price per ft²pricier than$20730% of homes30% of homes39% of homes
Living areabigger than1,325 ft²29% of homes30% of homes28% of homes
Lot sizebigger than0.57 ac84% of homes60% of homes51% of homes
Year builtnewer than196351% of homes47% of homes38% of homes

About 5860 Cottage Ave

How much is 5860 Cottage Ave, Rock Hall, MD worth?

The TopHap Estimate for 5860 Cottage Ave, Rock Hall, MD is $273,794 as of Jul 14, 2026. The likely range is $232,649 to $314,939. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5860 Cottage Ave, Rock Hall, MD last sell?

5860 Cottage Ave, Rock Hall, MD last sold on Jun 6, 1978 for $30,500, according to the county's recorded deed.

How big is 5860 Cottage Ave, Rock Hall, MD?

5860 Cottage Ave, Rock Hall, MD has 1 bathrooms, 1,325 square feet of living space and a 0.57-acre lot.

When was 5860 Cottage Ave, Rock Hall, MD built?

5860 Cottage Ave, Rock Hall, MD was built in 1963, making it 63 years old. It is a conventional home. The building has 1 story.

What schools serve 5860 Cottage Ave, Rock Hall, MD?

5860 Cottage Ave, Rock Hall, MD is assigned to Rock Hall Elementary School (elementary), rated C+; Kent County Middle School (middle), rated D; Kent County High School (high), rated C. All sit in Kent County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5860 Cottage Ave, Rock Hall, MD compare to other homes in Rock Hall 21661?

Among the 1,657 homes in Rock Hall 21661, it is worth more than 24% of them ($273,794 against a typical $370,823), its price per square foot is higher than 30% of them ($207 against a typical $241), it is bigger than 30% of them (1,325 ft² against a typical 1,615 ft²), its lot is bigger than 60% of them (0.57 ac against a typical 0.48 ac) and it is newer than 47% of them (1963 against a typical 1968). Measured against all of Kent County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5860 Cottage Ave, Rock Hall, MD?

The 2025 property tax bill for 5860 Cottage Ave, Rock Hall, MD was $2,399. The county assessed it at $188,000.

Closest homes

More homes in Rock Hall 21661

Assigned schools

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