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Residential (General/Single)Residential
$3,645,400$1,096 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $3,500,000 on Sep 16, 2024

5890 MUTINY BAY RD

FREELAND, WA 98249
5
Beds
3
Baths
3,325 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$3.6M
$3.4M low$3.9M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$3,500,000 · Sep 16, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,124,176 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,350,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$773,576
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,124,176
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3,124,176

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
40
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyIsland
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
ViewThe type of view from the property, or another feature of the site that affects value.Water
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,205 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
South Whidbey High SchoolA+
High · Grades 9–12 · 6.2 mi
M
South Whidbey Middle SchoolB
Middle · Grades 6–8 · 6.2 mi
E
South Whidbey Elementary SchoolB+
Elementary · Grades KG–5 · 6.2 mi

District: South Whidbey School District

Neighborhood · ZIP 98249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.300

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.179 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,171
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5890 Mutiny Bay Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Island County
  • Costs more per square foot than 98% of homes in Island County
  • Bigger than 94% of homes in Island County
  • Has a smaller lot than 68% of homes in Island County

What homes are worth in Freeland 98249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$410K$3.2M

This home is worth more than almost all homes in Freeland 98249.

How it measures up in Freeland 98249

The dot is this home. The mark in the middle is the typical home in Freeland 98249.

Estimated value$3,645,400
CheaperTypical $767,612Pricier

Pricier than almost all homes nearby

Price per ft²$1096
CheaperTypical $440Pricier

Pricier than 94% of homes nearby

Living area3,325 ft²
SmallerTypical 1,738 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.28 ac
SmallerTypical 0.42 acBigger

Bigger than 39% of homes nearby

Year built1989
OlderTypical 1991Newer

Newer than 48% of homes nearby

How 5890 Mutiny Bay Rd ranks against every home in each area.
MeasureThis homeFreeland 98249Island County
Estimated valuepricier than$3,645,400almost all homesalmost all homes
Price per ft²pricier than$109694% of homes98% of homes
Living areabigger than3,325 ft²93% of homes94% of homes
Lot sizebigger than0.28 ac39% of homes32% of homes
Year builtnewer than198948% of homes51% of homes

About 5890 Mutiny Bay Rd

How much is 5890 Mutiny Bay Rd, Freeland, WA worth?

The TopHap Estimate for 5890 Mutiny Bay Rd, Freeland, WA is $3,645,400 as of Sep 24, 2026. The likely range is $3,382,944 to $3,907,856. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5890 Mutiny Bay Rd, Freeland, WA last sell?

5890 Mutiny Bay Rd, Freeland, WA last sold on Sep 16, 2024 for $3,500,000, according to the county's recorded deed.

How big is 5890 Mutiny Bay Rd, Freeland, WA?

5890 Mutiny Bay Rd, Freeland, WA has 5 bedrooms, 3 bathrooms and 3,325 square feet of living space.

When was 5890 Mutiny Bay Rd, Freeland, WA built?

5890 Mutiny Bay Rd, Freeland, WA was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 5890 Mutiny Bay Rd, Freeland, WA?

5890 Mutiny Bay Rd, Freeland, WA is assigned to South Whidbey High School (high), rated A+; South Whidbey Middle School (middle), rated B; South Whidbey Elementary School (elementary), rated B+. All sit in South Whidbey School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5890 Mutiny Bay Rd, Freeland, WA compare to other homes in Freeland 98249?

Among the 3,427 homes in Freeland 98249, it is worth more than almost all of them ($3,645,400 against a typical $767,612), its price per square foot is higher than 94% of them ($1096 against a typical $440), it is bigger than 93% of them (3,325 ft² against a typical 1,738 ft²), its lot is bigger than 39% of them (0.28 ac against a typical 0.42 ac) and it is newer than 48% of them (1989 against a typical 1991). Measured against all of Island County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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