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Single Family ResidentialResidential
$399,363
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5A97 WHISPERING WIND DR

APPLE RIVER, IL 61001
0
Baths
0.91 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$399K
$366K low$433K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$399,363
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$319,490

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,201 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$133,225 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,383
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$116,842
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$121,968
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$399,675

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyJO DAVIESS
Lot (acres)The size of the land the home sits on, from county records.0.91
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Warren Elementary SchoolA-
Elementary · Grades PK–5 · 9.6 mi
M
Warren Jr/Sr High SchoolB+
Middle · Grades 6–12 · 9.6 mi

District: Warren Community Unit School District 205

Neighborhood · ZIP 61001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,202
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,218
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,840
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5a97 Whispering Wind Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Jo Daviess County
  • Has a bigger lot than 80% of homes in Apple River 61001
  • Newer than 82% of homes in Jo Daviess County

What homes are worth in Apple River 61001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$784K

This home is worth more than 76% of homes in Apple River 61001.

How it measures up in Apple River 61001

The dot is this home. The mark in the middle is the typical home in Apple River 61001.

Estimated value$399,363
CheaperTypical $315,902Pricier

Pricier than 76% of homes nearby

Lot size0.91 ac
SmallerTypical 0.5 acBigger

Bigger than 80% of homes nearby

Year built1996
OlderTypical 1988Newer

Newer than 64% of homes nearby

How 5a97 Whispering Wind Dr ranks against every home in each area.
MeasureThis homeApple River 61001Jo Daviess County
Estimated valuepricier than$399,36376% of homes82% of homes
Lot sizebigger than0.91 ac80% of homes66% of homes
Year builtnewer than199664% of homes82% of homes

About 5a97 Whispering Wind Dr

How much is 5a97 Whispering Wind Dr, Apple River, IL worth?

The TopHap Estimate for 5a97 Whispering Wind Dr, Apple River, IL is $399,363 as of Jul 14, 2026. The likely range is $365,745 to $432,981. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5a97 Whispering Wind Dr, Apple River, IL last sell?

5a97 Whispering Wind Dr, Apple River, IL last sold on Jan 1, 1900, according to the county's recorded deed.

When was 5a97 Whispering Wind Dr, Apple River, IL built?

5a97 Whispering Wind Dr, Apple River, IL was built in 1996, making it 30 years old.

What schools serve 5a97 Whispering Wind Dr, Apple River, IL?

5a97 Whispering Wind Dr, Apple River, IL is assigned to Warren Elementary School (elementary), rated A-; Warren Jr/Sr High School (middle), rated B+. All sit in Warren Community Unit School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5a97 Whispering Wind Dr, Apple River, IL compare to other homes in Apple River 61001?

Among the 1,222 homes in Apple River 61001, it is worth more than 76% of them ($399,363 against a typical $315,902), its lot is bigger than 80% of them (0.91 ac against a typical 0.5 ac) and it is newer than 64% of them (1996 against a typical 1988). Measured against all of Jo Daviess County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5a97 Whispering Wind Dr, Apple River, IL?

The 2025 property tax bill for 5a97 Whispering Wind Dr, Apple River, IL was $8,201. The county assessed it at $133,225.

Closest homes

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Assigned schools

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