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Single Family ResidenceResidential
$109,977$27 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

604 COTTAGE PL

UTICA, NY 13502
6
Beds
3 / 2
Baths
4,098 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
14
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$110K
$89K low$131K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,605 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,415

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOneida
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 100 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Thomas R Proctor High SchoolC-
High · Grades 9–12 · 1.9 mi
E
Thomas Jefferson Elementary SchoolD+
Elementary · Grades KG–6 · 2.1 mi
M
John F Kennedy Middle SchoolC+
Middle · Grades 7–8 · 2.6 mi

District: Utica City School District

Neighborhood · ZIP 13502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.32,039
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.596 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,269
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

604 Cottage Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Oneida County
  • Among the lowest price per square foot in Oneida County
  • Among the largest homes in Utica 13502
  • Has a bigger lot than 83% of homes in Downtown Utica
  • Older than 98% of homes in Utica 13502

What homes are worth in Utica 13502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$468K

This home is worth more than 9% of homes in Utica 13502.

How it measures up in Utica 13502

The dot is this home. The mark in the middle is the typical home in Utica 13502.

Estimated value$109,977
CheaperTypical $195,705Pricier

Pricier than 9% of homes nearby

Price per ft²$27
CheaperTypical $154Pricier

Cheaper than almost all homes nearby

Living area4,098 ft²
SmallerTypical 1,491 ft²Bigger

Bigger than almost all homes nearby

Lot size0.14 ac
SmallerTypical 0.18 acBigger

Bigger than 39% of homes nearby

Year built1880
OlderTypical 1949Newer

Newer than 2% of homes nearby

How 604 Cottage Pl ranks against every home in each area.
MeasureThis homeDowntown UticaUtica 13502Oneida County
Estimated valuepricier than$109,97791% of homes9% of homes6% of homes
Price per ft²pricier than$274% of homesalmost no homesalmost no homes
Living areabigger than4,098 ft²93% of homesalmost all homesalmost all homes
Lot sizebigger than0.14 ac83% of homes39% of homes18% of homes
Year builtnewer than18809% of homes2% of homes7% of homes

About 604 Cottage Pl

How much is 604 Cottage Pl, Utica, NY worth?

The TopHap Estimate for 604 Cottage Pl, Utica, NY is $109,977 as of Sep 24, 2026. The likely range is $89,427 to $130,527. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 604 Cottage Pl, Utica, NY last sell?

604 Cottage Pl, Utica, NY last sold on Mar 30, 2021, according to the county's recorded deed.

How big is 604 Cottage Pl, Utica, NY?

604 Cottage Pl, Utica, NY has 6 bedrooms, 3 bathrooms, 4,098 square feet of living space and a 0.14-acre lot.

When was 604 Cottage Pl, Utica, NY built?

604 Cottage Pl, Utica, NY was built in 1880, making it 146 years old. The building has 3 stories.

What schools serve 604 Cottage Pl, Utica, NY?

604 Cottage Pl, Utica, NY is assigned to Thomas R Proctor High School (high), rated C-; Thomas Jefferson Elementary School (elementary), rated D+; John F Kennedy Middle School (middle), rated C+. All sit in Utica City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 604 Cottage Pl, Utica, NY compare to other homes in Utica 13502?

Among the 10,091 homes in Utica 13502, it is worth more than 9% of them ($109,977 against a typical $195,705), its price per square foot is higher than almost none of them ($27 against a typical $154), it is bigger than almost all of them (4,098 ft² against a typical 1,491 ft²), its lot is bigger than 39% of them (0.14 ac against a typical 0.18 ac) and it is newer than 2% of them (1880 against a typical 1949). Measured against all of Oneida County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 604 Cottage Pl, Utica, NY?

The 2024 property tax bill for 604 Cottage Pl, Utica, NY was $3,605. The county assessed it at $50,600.

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