Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$471,670$372 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

604 HARBOR TRL

MONETA, VA 24121
4
Beds
3
Baths
1,269 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$472K
$371K low$573K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$742 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$181,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$136,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyBEDFORD
Lot (acres)The size of the land the home sits on, from county records.1.40
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 216 ft²Porch · 132 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Moneta Elementary SchoolA
Elementary · Grades PK–5 · 3.4 mi
M
Staunton River Middle SchoolB-
Middle · Grades 6–8 · 6.6 mi
H
Staunton River High SchoolD
High · Grades 9–12 · 6.6 mi

District: Bedford County Public Schools

Neighborhood · ZIP 24121These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.11,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,926
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,856
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

604 Harbor Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Bedford County
  • Costs more per square foot than 91% of homes in Bedford County
  • Smaller than 75% of homes in Moneta 24121
  • Has a bigger lot than 68% of homes in Moneta 24121
  • Older than 78% of homes in Moneta 24121

What homes are worth in Moneta 24121

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$2.1M

This home is worth more than 44% of homes in Moneta 24121.

How it measures up in Moneta 24121

The dot is this home. The mark in the middle is the typical home in Moneta 24121.

Estimated value$471,670
CheaperTypical $530,149Pricier

Pricier than 44% of homes nearby

Price per ft²$372
CheaperTypical $376Pricier

Pricier than 50% of homes nearby

Living area1,269 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 25% of homes nearby

Lot size1.4 ac
SmallerTypical 0.96 acBigger

Bigger than 68% of homes nearby

Year built1980
OlderTypical 1994Newer

Newer than 22% of homes nearby

How 604 Harbor Trl ranks against every home in each area.
MeasureThis homeMoneta 24121Bedford County
Estimated valuepricier than$471,67044% of homes74% of homes
Price per ft²pricier than$37250% of homes91% of homes
Living areabigger than1,269 ft²25% of homes28% of homes
Lot sizebigger than1.4 ac68% of homes53% of homes
Year builtnewer than198022% of homes37% of homes

About 604 Harbor Trl

How much is 604 Harbor Trl, Moneta, VA worth?

The TopHap Estimate for 604 Harbor Trl, Moneta, VA is $471,670 as of Aug 30, 2026. The likely range is $370,795 to $572,545. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 604 Harbor Trl, Moneta, VA last sell?

604 Harbor Trl, Moneta, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 604 Harbor Trl, Moneta, VA?

604 Harbor Trl, Moneta, VA has 4 bedrooms, 3 bathrooms, 1,269 square feet of living space and a 1.40-acre lot.

When was 604 Harbor Trl, Moneta, VA built?

604 Harbor Trl, Moneta, VA was built in 1980, making it 46 years old. It is a ranch home. The building has 1 story.

What schools serve 604 Harbor Trl, Moneta, VA?

604 Harbor Trl, Moneta, VA is assigned to Moneta Elementary School (elementary), rated A; Staunton River Middle School (middle), rated B-; Staunton River High School (high), rated D. All sit in Bedford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 604 Harbor Trl, Moneta, VA compare to other homes in Moneta 24121?

Among the 7,422 homes in Moneta 24121, it is worth more than 44% of them ($471,670 against a typical $530,149), its price per square foot is higher than 50% of them ($372 against a typical $376), it is bigger than 25% of them (1,269 ft² against a typical 1,612 ft²), its lot is bigger than 68% of them (1.4 ac against a typical 0.96 ac) and it is newer than 22% of them (1980 against a typical 1994). Measured against all of Bedford County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 604 Harbor Trl, Moneta, VA?

The 2026 property tax bill for 604 Harbor Trl, Moneta, VA was $742. The county assessed it at $181,000.

More homes on Harbor Trl

Closest homes

More homes in Moneta 24121

Assigned schools

Explore the area

See this home in context

Open 604 Harbor Trl on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map