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Single Family ResidenceResidential
$260,203$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $165,400 on Dec 10, 2020

604 RIVER AVE

SOUTH GARDINER, ME 04359
2
Beds
1
Baths
1,188 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$260K
$208K low$313K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,400 · Dec 10, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,903
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,322
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$132,300
CMG MORTGAGE INC · P · recorded Dec 10, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,788 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$106,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$76,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,385

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.3.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Laura E Richards School
Elementary · Grades PK–2 · 2.4 mi
M
Gardiner Regional Middle SchoolC+
Middle · Grades 6–8 · 3.0 mi
H
Gardiner Area High SchoolB-
High · Grades 9–12 · 3.1 mi

District: School Administrative District 11

Neighborhood · ZIP 04359These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.172 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,161
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,232
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

604 River Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Kennebec County
  • Has a bigger lot than 76% of homes in Kennebec County
  • Older than 79% of homes in Kennebec County

What homes are worth in Kennebec County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$248K$414K

This home is worth more than 40% of homes in Kennebec County.

How it measures up in Kennebec County

The dot is this home. The mark in the middle is the typical home in Kennebec County.

Estimated value$260,203
CheaperTypical $307,296Pricier

Pricier than 33% of homes nearby

Price per ft²$219
CheaperTypical $234Pricier

Pricier than 43% of homes nearby

Living area1,188 ft²
SmallerTypical 1,331 ft²Bigger

Bigger than 40% of homes nearby

Lot size3 ac
SmallerTypical 1.1 acBigger

Bigger than 76% of homes nearby

Year built1926
OlderTypical 1970Newer

Newer than 21% of homes nearby

How 604 River Ave ranks against every home in each area.
MeasureThis homeKennebec County
Estimated valuepricier than$260,20333% of homes
Price per ft²pricier than$21943% of homes
Living areabigger than1,188 ft²40% of homes
Lot sizebigger than3 ac76% of homes
Year builtnewer than192621% of homes

About 604 River Ave

How much is 604 River Ave, South Gardiner, ME worth?

The TopHap Estimate for 604 River Ave, South Gardiner, ME is $260,203 as of Jul 14, 2026. The likely range is $207,530 to $312,876. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 604 River Ave, South Gardiner, ME last sell?

604 River Ave, South Gardiner, ME last sold on Dec 10, 2020 for $165,400, according to the county's recorded deed.

How big is 604 River Ave, South Gardiner, ME?

604 River Ave, South Gardiner, ME has 2 bedrooms, 1 bathrooms, 1,188 square feet of living space and a 3.00-acre lot.

When was 604 River Ave, South Gardiner, ME built?

604 River Ave, South Gardiner, ME was built in 1926, making it 100 years old. It is a conventional home. The building has 2 stories.

What schools serve 604 River Ave, South Gardiner, ME?

604 River Ave, South Gardiner, ME is assigned to Laura E Richards School (elementary); Gardiner Regional Middle School (middle), rated C+; Gardiner Area High School (high), rated B-. All sit in School Administrative District 11. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 604 River Ave, South Gardiner, ME compare to other homes in Kennebec County?

Among the 49,986 homes in Kennebec County, it is worth more than 33% of them ($260,203 against a typical $307,296), its price per square foot is higher than 43% of them ($219 against a typical $234), it is bigger than 40% of them (1,188 ft² against a typical 1,331 ft²), its lot is bigger than 76% of them (3 ac against a typical 1.1 ac) and it is newer than 21% of them (1926 against a typical 1970). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 604 River Ave, South Gardiner, ME?

The 2025 property tax bill for 604 River Ave, South Gardiner, ME was $2,788. The county assessed it at $106,000.

Closest homes

More homes in South Gardiner 04359

Assigned schools

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