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Single Family ResidenceResidential
$210,469$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $85,000 on Jun 16, 2021

605 N PROSPECT AVE

CHAMPAIGN, IL 61820
1
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$210K
$196K low$225K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,000 · Jun 16, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$95,269
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,215
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$115,200
FIRST NEIGHBOR BANK NA · recorded Jun 16, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,766 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,190 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,720
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,470
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$147,570

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChampaign
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Franklin Middle SchoolC
Middle · Grades 6–8 · 0.3 mi
H
Central High SchoolC
High · Grades 9–12 · 0.4 mi
E
Dr Howard Elementary SchoolD
Elementary · Grades KG–5 · 0.5 mi

District: Champaign Community Unit School District 4

Neighborhood · ZIP 61820These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.38%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.41,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,027
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,653
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

605 N Prospect Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 69% of homes in Champaign County
  • Smaller than 65% of homes in Champaign County
  • Among the newest homes in Champaign 61820

What homes are worth in Champaign 61820

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$498K

This home is worth more than 59% of homes in Champaign 61820.

How it measures up in Champaign 61820

The dot is this home. The mark in the middle is the typical home in Champaign 61820.

Estimated value$210,469
CheaperTypical $186,936Pricier

Pricier than 59% of homes nearby

Price per ft²$195
CheaperTypical $167Pricier

Pricier than 67% of homes nearby

Living area1,080 ft²
SmallerTypical 1,055 ft²Bigger

Bigger than 54% of homes nearby

Year built1996
OlderTypical 1940Newer

Newer than almost all homes nearby

How 605 N Prospect Ave ranks against every home in each area.
MeasureThis homeChampaign 61820Champaign County
Estimated valuepricier than$210,46959% of homes43% of homes
Price per ft²pricier than$19567% of homes69% of homes
Living areabigger than1,080 ft²54% of homes35% of homes
Year builtnewer than1996almost all homes89% of homes

About 605 N Prospect Ave

How much is 605 N Prospect Ave, Champaign, IL worth?

The TopHap Estimate for 605 N Prospect Ave, Champaign, IL is $210,469 as of Jun 23, 2026. The likely range is $195,736 to $225,201. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 605 N Prospect Ave, Champaign, IL last sell?

605 N Prospect Ave, Champaign, IL last sold on Jun 16, 2021 for $85,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 605 N Prospect Ave, Champaign, IL?

605 N Prospect Ave, Champaign, IL has 1 bathrooms and 1,080 square feet of living space.

When was 605 N Prospect Ave, Champaign, IL built?

605 N Prospect Ave, Champaign, IL was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 605 N Prospect Ave, Champaign, IL?

605 N Prospect Ave, Champaign, IL is assigned to Franklin Middle School (middle), rated C; Central High School (high), rated C; Dr Howard Elementary School (elementary), rated D. All sit in Champaign Community Unit School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 605 N Prospect Ave, Champaign, IL compare to other homes in Champaign 61820?

Among the 4,916 homes in Champaign 61820, it is worth more than 59% of them ($210,469 against a typical $186,936), its price per square foot is higher than 67% of them ($195 against a typical $167), it is bigger than 54% of them (1,080 ft² against a typical 1,055 ft²) and it is newer than almost all of them (1996 against a typical 1940). Measured against all of Champaign County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 605 N Prospect Ave, Champaign, IL?

The 2024 property tax bill for 605 N Prospect Ave, Champaign, IL was $3,766. The county assessed it at $49,190.

Closest homes

More homes in Champaign 61820

Assigned schools

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