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Single Family ResidenceResidential
$224,560$221 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $225,000 on Apr 2, 2026

607 LLOYD ST

FORT WALTON BEACH, FL 32547
3
Beds
2
Baths
1,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,689 ft²
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$225K
$176K low$273K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Apr 2, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$683 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,097 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,097
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$184,211

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wright Elementary SchoolD
Elementary · Grades PK–5 · 0.3 mi
M
W.C. Pryor Middle SchoolC
Middle · Grades 6–8 · 0.7 mi
H
Choctawhatchee High SchoolC
High · Grades 9–12 · 0.9 mi

District: Okaloosa County School District

Neighborhood · ZIP 32547These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.37,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.319 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,284
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,186
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

607 Lloyd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Okaloosa County
  • Costs more per square foot than 74% of homes in Fort Walton Beach 32547
  • Smaller than 90% of homes in Fort Walton Beach 32547
  • Has a smaller lot than 92% of homes in Okaloosa County

What homes are worth in Fort Walton Beach 32547

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$899K

This home is worth more than 20% of homes in Fort Walton Beach 32547.

How it measures up in Fort Walton Beach 32547

The dot is this home. The mark in the middle is the typical home in Fort Walton Beach 32547.

Estimated value$224,560
CheaperTypical $303,133Pricier

Pricier than 20% of homes nearby

Price per ft²$221
CheaperTypical $194Pricier

Pricier than 74% of homes nearby

Living area1,016 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 10% of homes nearby

Lot size3,689 ft²
SmallerTypical 0.21 acBigger

Bigger than 17% of homes nearby

Year built1985
OlderTypical 1985Newer

Newer than 52% of homes nearby

How 607 Lloyd St ranks against every home in each area.
MeasureThis homeFort Walton Beach 32547Okaloosa County
Estimated valuepricier than$224,56020% of homes16% of homes
Price per ft²pricier than$22174% of homes59% of homes
Living areabigger than1,016 ft²10% of homes11% of homes
Lot sizebigger than3,689 ft²17% of homes8% of homes
Year builtnewer than198552% of homes40% of homes

About 607 Lloyd St

How much is 607 Lloyd St, Fort Walton Beach, FL worth?

The TopHap Estimate for 607 Lloyd St, Fort Walton Beach, FL is $224,560 as of Sep 24, 2026. The likely range is $175,951 to $273,169. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 607 Lloyd St, Fort Walton Beach, FL last sell?

607 Lloyd St, Fort Walton Beach, FL last sold on Apr 2, 2026 for $225,000, according to the county's recorded deed.

How big is 607 Lloyd St, Fort Walton Beach, FL?

607 Lloyd St, Fort Walton Beach, FL has 3 bedrooms, 2 bathrooms, 1,016 square feet of living space and a 0.09-acre lot.

When was 607 Lloyd St, Fort Walton Beach, FL built?

607 Lloyd St, Fort Walton Beach, FL was built in 1985, making it 41 years old. The building has 2 stories.

What schools serve 607 Lloyd St, Fort Walton Beach, FL?

607 Lloyd St, Fort Walton Beach, FL is assigned to Wright Elementary School (elementary), rated D; W.C. Pryor Middle School (middle), rated C; Choctawhatchee High School (high), rated C. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 607 Lloyd St, Fort Walton Beach, FL compare to other homes in Fort Walton Beach 32547?

Among the 11,744 homes in Fort Walton Beach 32547, it is worth more than 20% of them ($224,560 against a typical $303,133), its price per square foot is higher than 74% of them ($221 against a typical $194), it is bigger than 10% of them (1,016 ft² against a typical 1,544 ft²), its lot is bigger than 17% of them (3,689 ft² against a typical 0.21 ac) and it is newer than 52% of them (1985 against a typical 1985). Measured against all of Okaloosa County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 607 Lloyd St, Fort Walton Beach, FL?

The 2025 property tax bill for 607 Lloyd St, Fort Walton Beach, FL was $683. The county assessed it at $95,097.

More homes on Lloyd St

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