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CondominiumResidential
$143,989$134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $158,000 on May 13, 2022

609 RIDGE TER

WINTER HAVEN, FL 33881
2
Beds
2
Baths
1,073 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,140 ft²
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$144K
$136K low$152K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$158,000 · May 13, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.104%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$153,260
GUILD MORTGAGE CO · recorded May 13, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,473 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$137,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$130,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 290 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Denison Middle SchoolD
Middle · Grades 6–8 · 2.7 mi
E
Fred Garner Elementary SchoolC-
Elementary · Grades PK–5 · 2.7 mi
H
Winter Haven Senior High SchoolD
High · Grades 9–12 · 3.1 mi

District: Polk County School District

Neighborhood · ZIP 33881These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.222
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.45,241
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,491 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,765
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,620
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

609 Ridge Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Polk County
  • Costs less per square foot than 90% of homes in Polk County
  • Smaller than 85% of homes in Polk County
  • Has a smaller lot than 98% of homes in Polk County

What homes are worth in Winter Haven 33881

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$596K

This home is worth more than 12% of homes in Winter Haven 33881.

How it measures up in Winter Haven 33881

The dot is this home. The mark in the middle is the typical home in Winter Haven 33881.

Estimated value$143,989
CheaperTypical $259,451Pricier

Pricier than 12% of homes nearby

Price per ft²$134
CheaperTypical $156Pricier

Pricier than 21% of homes nearby

Living area1,073 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 19% of homes nearby

Lot size1,140 ft²
SmallerTypical 0.18 acBigger

Bigger than 5% of homes nearby

Year built2000
OlderTypical 1986Newer

Newer than 59% of homes nearby

How 609 Ridge Ter ranks against every home in each area.
MeasureThis homeWinter Haven 33881Polk County
Estimated valuepricier than$143,98912% of homes6% of homes
Price per ft²pricier than$13421% of homes10% of homes
Living areabigger than1,073 ft²19% of homes15% of homes
Lot sizebigger than1,140 ft²5% of homes2% of homes
Year builtnewer than200059% of homes53% of homes

About 609 Ridge Ter

How much is 609 Ridge Ter, Winter Haven, FL worth?

The TopHap Estimate for 609 Ridge Ter, Winter Haven, FL is $143,989 as of Jul 14, 2026. The likely range is $136,335 to $151,643. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 609 Ridge Ter, Winter Haven, FL last sell?

609 Ridge Ter, Winter Haven, FL last sold on May 13, 2022 for $158,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 609 Ridge Ter, Winter Haven, FL?

609 Ridge Ter, Winter Haven, FL has 2 bedrooms, 2 bathrooms, 1,073 square feet of living space and a 0.03-acre lot.

When was 609 Ridge Ter, Winter Haven, FL built?

609 Ridge Ter, Winter Haven, FL was built in 2000, making it 26 years old. It is a condo/apartment home.

What schools serve 609 Ridge Ter, Winter Haven, FL?

609 Ridge Ter, Winter Haven, FL is assigned to Denison Middle School (middle), rated D; Fred Garner Elementary School (elementary), rated C-; Winter Haven Senior High School (high), rated D. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 609 Ridge Ter, Winter Haven, FL compare to other homes in Winter Haven 33881?

Among the 14,062 homes in Winter Haven 33881, it is worth more than 12% of them ($143,989 against a typical $259,451), its price per square foot is higher than 21% of them ($134 against a typical $156), it is bigger than 19% of them (1,073 ft² against a typical 1,596 ft²), its lot is bigger than 5% of them (1,140 ft² against a typical 0.18 ac) and it is newer than 59% of them (2000 against a typical 1986). Measured against all of Polk County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 609 Ridge Ter, Winter Haven, FL?

The 2025 property tax bill for 609 Ridge Ter, Winter Haven, FL was $2,473. The county assessed it at $130,000.

Closest homes

More homes in Winter Haven 33881

Assigned schools

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