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Residential (General/Single)Residential
$69,256$61 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $95,000 on Dec 26, 2019

609 SPRUCE ST

DIXON, IL 61021
1.5
Baths
1,138 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$69K
$42K low$96K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$95,000 · Dec 26, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$3,256
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$2,605
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$66,000
NEXBANK FSB · recorded Feb 19, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,933 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,981 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,937
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,044
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,569
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$62,943

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyLEE
Lot (acres)The size of the land the home sits on, from county records.0.16
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Reagan Middle SchoolB
Middle · Grades 6–8 · 0.3 mi
H
Dixon High SchoolD-
High · Grades 9–12 · 1.1 mi
E
Washington Elementary School
Elementary · Grades PK–1 · 1.3 mi

District: Dixon Unit School District 170

Neighborhood · ZIP 61021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.21,708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,791
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,602
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

609 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Dixon 61021
  • Costs less per square foot than 94% of homes in Dixon 61021
  • Smaller than 77% of homes in Lee County
  • Has a smaller lot than 88% of homes in Lee County

What homes are worth in Dixon 61021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$524K

This home is worth more than 5% of homes in Dixon 61021.

How it measures up in Dixon 61021

The dot is this home. The mark in the middle is the typical home in Dixon 61021.

Estimated value$69,256
CheaperTypical $168,933Pricier

Pricier than 5% of homes nearby

Price per ft²$61
CheaperTypical $122Pricier

Pricier than 6% of homes nearby

Living area1,138 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.16 ac
SmallerTypical 0.28 acBigger

Bigger than 16% of homes nearby

Year built1946
OlderTypical 1953Newer

Newer than 44% of homes nearby

How 609 Spruce St ranks against every home in each area.
MeasureThis homeDixon 61021Lee County
Estimated valuepricier than$69,2565% of homes5% of homes
Price per ft²pricier than$616% of homes6% of homes
Living areabigger than1,138 ft²28% of homes23% of homes
Lot sizebigger than0.16 ac16% of homes12% of homes
Year builtnewer than194644% of homes48% of homes

About 609 Spruce St

How much is 609 Spruce St, Dixon, IL worth?

The TopHap Estimate for 609 Spruce St, Dixon, IL is $69,256 as of Jun 23, 2026. The likely range is $42,246 to $96,265. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 609 Spruce St, Dixon, IL last sell?

609 Spruce St, Dixon, IL last sold on Dec 26, 2019 for $95,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 609 Spruce St, Dixon, IL?

609 Spruce St, Dixon, IL has 1.5 bathrooms, 1,138 square feet of living space and a 0.16-acre lot.

When was 609 Spruce St, Dixon, IL built?

609 Spruce St, Dixon, IL was built in 1946, making it 80 years old. The building has 1 story.

What schools serve 609 Spruce St, Dixon, IL?

609 Spruce St, Dixon, IL is assigned to Reagan Middle School (middle), rated B; Dixon High School (high), rated D-; Washington Elementary School (elementary). All sit in Dixon Unit School District 170. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 609 Spruce St, Dixon, IL compare to other homes in Dixon 61021?

Among the 8,518 homes in Dixon 61021, it is worth more than 5% of them ($69,256 against a typical $168,933), its price per square foot is higher than 6% of them ($61 against a typical $122), it is bigger than 28% of them (1,138 ft² against a typical 1,440 ft²), its lot is bigger than 16% of them (0.16 ac against a typical 0.28 ac) and it is newer than 44% of them (1946 against a typical 1953). Measured against all of Lee County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 609 Spruce St, Dixon, IL?

The 2025 property tax bill for 609 Spruce St, Dixon, IL was $1,933. The county assessed it at $20,981.

Closest homes

More homes in Dixon 61021

Assigned schools

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