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Single Family ResidenceResidential
$172,032$159 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

609 TROY ST

TEMPLE, TX 76504
2
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$172K
$162K low$182K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,309 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$153,501 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$119,501
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$154,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$153,501

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.24
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 56 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Temple High SchoolD
High · Grades 9–12 · 0.5 mi
E
Kennedy-Powell Elementary SchoolB
Elementary · Grades KG–5 · 1.1 mi
M
Lamar Middle SchoolC+
Middle · Grades 6–8 · 1.7 mi

District: Temple Independent School District

Neighborhood · ZIP 76504These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.26,379
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.851 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,759
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,449
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

609 Troy St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Bell County
  • Costs more per square foot than 80% of homes in Temple 76504
  • Smaller than 91% of homes in Bell County
  • Has a bigger lot than 76% of homes in Temple 76504
  • Newer than 71% of homes in Temple 76504

What homes are worth in Temple 76504

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$509K

This home is worth more than 44% of homes in Temple 76504.

How it measures up in Temple 76504

The dot is this home. The mark in the middle is the typical home in Temple 76504.

Estimated value$172,032
CheaperTypical $185,250Pricier

Pricier than 44% of homes nearby

Price per ft²$159
CheaperTypical $135Pricier

Pricier than 80% of homes nearby

Living area1,080 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.24 ac
SmallerTypical 0.18 acBigger

Bigger than 76% of homes nearby

Year built1998
OlderTypical 1972Newer

Newer than 71% of homes nearby

How 609 Troy St ranks against every home in each area.
MeasureThis homeTemple 76504Bell County
Estimated valuepricier than$172,03244% of homes18% of homes
Price per ft²pricier than$15980% of homes68% of homes
Living areabigger than1,080 ft²21% of homes9% of homes
Lot sizebigger than0.24 ac76% of homes61% of homes
Year builtnewer than199871% of homes46% of homes

About 609 Troy St

How much is 609 Troy St, Temple, TX worth?

The TopHap Estimate for 609 Troy St, Temple, TX is $172,032 as of Aug 30, 2026. The likely range is $162,390 to $181,674. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 609 Troy St, Temple, TX last sell?

609 Troy St, Temple, TX last sold on Jun 18, 1998, according to the county's recorded deed.

How big is 609 Troy St, Temple, TX?

609 Troy St, Temple, TX has 2 bathrooms, 1,080 square feet of living space and a 0.24-acre lot.

When was 609 Troy St, Temple, TX built?

609 Troy St, Temple, TX was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 609 Troy St, Temple, TX?

609 Troy St, Temple, TX is assigned to Temple High School (high), rated D; Kennedy-Powell Elementary School (elementary), rated B; Lamar Middle School (middle), rated C+. All sit in Temple Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 609 Troy St, Temple, TX compare to other homes in Temple 76504?

Among the 7,676 homes in Temple 76504, it is worth more than 44% of them ($172,032 against a typical $185,250), its price per square foot is higher than 80% of them ($159 against a typical $135), it is bigger than 21% of them (1,080 ft² against a typical 1,400 ft²), its lot is bigger than 76% of them (0.24 ac against a typical 0.18 ac) and it is newer than 71% of them (1998 against a typical 1972). Measured against all of Bell County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 609 Troy St, Temple, TX?

The 2024 property tax bill for 609 Troy St, Temple, TX was $1,309. The county assessed it at $153,501.

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