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Single Family ResidenceResidential
$195,444$67 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

610 HIGH ROCK LOOP

MONTEREY, TN 38574
2
Baths
2,918 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$195K
$120K low$271K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$564 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,650 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$49,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyCUMBERLAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
Lot (acres)The size of the land the home sits on, from county records.3.90
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 128 ft²Patio · 128 ft²Porch · 110 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant Hill Elementary SchoolC-
Elementary · Grades PK–8 · 5.0 mi
H
Cumberland County High SchoolB+
High · Grades 9–12 · 12.5 mi

District: Cumberland County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

610 High Rock Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Cumberland County
  • Among the lowest price per square foot in Cumberland County
  • Bigger than 95% of homes in Cumberland County
  • Has a bigger lot than 81% of homes in Cumberland County
  • Older than 67% of homes in Cumberland County

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$786K

This home is worth more than 37% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$195,444
CheaperTypical $253,640Pricier

Pricier than 37% of homes nearby

Price per ft²$67
CheaperTypical $169Pricier

Pricier than 3% of homes nearby

Living area2,918 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 94% of homes nearby

Lot size3.9 ac
SmallerTypical 2.5 acBigger

Bigger than 58% of homes nearby

Year built1986
OlderTypical 1993Newer

Newer than 40% of homes nearby

How 610 High Rock Loop ranks against every home in each area.
MeasureThis homeMonterey 38574Cumberland County
Estimated valuepricier than$195,44437% of homes23% of homes
Price per ft²pricier than$673% of homesalmost no homes
Living areabigger than2,918 ft²94% of homes95% of homes
Lot sizebigger than3.9 ac58% of homes81% of homes
Year builtnewer than198640% of homes33% of homes

About 610 High Rock Loop

How much is 610 High Rock Loop, Monterey, TN worth?

The TopHap Estimate for 610 High Rock Loop, Monterey, TN is $195,444 as of Oct 21, 2026. The likely range is $119,985 to $270,903. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 610 High Rock Loop, Monterey, TN last sell?

610 High Rock Loop, Monterey, TN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 610 High Rock Loop, Monterey, TN?

610 High Rock Loop, Monterey, TN has 2 bathrooms, 2,918 square feet of living space and a 3.90-acre lot.

When was 610 High Rock Loop, Monterey, TN built?

610 High Rock Loop, Monterey, TN was built in 1986, making it 40 years old. It is a custom design home. The building has 2 stories.

What schools serve 610 High Rock Loop, Monterey, TN?

610 High Rock Loop, Monterey, TN is assigned to Pleasant Hill Elementary School (elementary), rated C-; Cumberland County High School (high), rated B+. All sit in Cumberland County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 610 High Rock Loop, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,741 homes in Monterey 38574, it is worth more than 37% of them ($195,444 against a typical $253,640), its price per square foot is higher than 3% of them ($67 against a typical $169), it is bigger than 94% of them (2,918 ft² against a typical 1,500 ft²), its lot is bigger than 58% of them (3.9 ac against a typical 2.5 ac) and it is newer than 40% of them (1986 against a typical 1993). Measured against all of Cumberland County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 610 High Rock Loop, Monterey, TN?

The 2024 property tax bill for 610 High Rock Loop, Monterey, TN was $564. The county assessed it at $49,650.

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