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Single Family ResidenceResidential
$133,546$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $127,500 on May 22, 2025

610 TERRACE RIDGE CIR

HOWARD, OH 43028
1
Beds
1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$134K
$115K low$153K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$127,500 · May 22, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$31,546
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$25,237
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$102,000
THE PEOPLES BANK · recorded May 22, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,844 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,890 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,210
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,680
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$128,250

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKNOX
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 160 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 43028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.161
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,800
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,824
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

610 Terrace Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Howard 43028
  • Costs less per square foot than 93% of homes in Howard 43028
  • Smaller than 90% of homes in Howard 43028
  • Has a smaller lot than 84% of homes in Howard 43028
  • Newer than 71% of homes in Knox County

What homes are worth in Howard 43028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$1.4M

This home is worth more than 2% of homes in Howard 43028.

How it measures up in Howard 43028

The dot is this home. The mark in the middle is the typical home in Howard 43028.

Estimated value$133,546
CheaperTypical $328,058Pricier

Pricier than 2% of homes nearby

Price per ft²$132
CheaperTypical $223Pricier

Pricier than 7% of homes nearby

Living area1,008 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.25 ac
SmallerTypical 0.33 acBigger

Bigger than 16% of homes nearby

Year built1995
OlderTypical 1996Newer

Newer than 49% of homes nearby

How 610 Terrace Ridge Cir ranks against every home in each area.
MeasureThis homeHoward 43028Knox County
Estimated valuepricier than$133,5462% of homes6% of homes
Price per ft²pricier than$1327% of homes19% of homes
Living areabigger than1,008 ft²10% of homes10% of homes
Lot sizebigger than0.25 ac16% of homes28% of homes
Year builtnewer than199549% of homes71% of homes

About 610 Terrace Ridge Cir

How much is 610 Terrace Ridge Cir, Howard, OH worth?

The TopHap Estimate for 610 Terrace Ridge Cir, Howard, OH is $133,546 as of Jul 14, 2026. The likely range is $114,515 to $152,577. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 610 Terrace Ridge Cir, Howard, OH last sell?

610 Terrace Ridge Cir, Howard, OH last sold on May 22, 2025 for $127,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 610 Terrace Ridge Cir, Howard, OH?

610 Terrace Ridge Cir, Howard, OH has 1 bedrooms, 1 bathrooms, 1,008 square feet of living space and a 0.25-acre lot.

When was 610 Terrace Ridge Cir, Howard, OH built?

610 Terrace Ridge Cir, Howard, OH was built in 1995, making it 31 years old. The building has 1 story.

How does 610 Terrace Ridge Cir, Howard, OH compare to other homes in Howard 43028?

Among the 4,164 homes in Howard 43028, it is worth more than 2% of them ($133,546 against a typical $328,058), its price per square foot is higher than 7% of them ($132 against a typical $223), it is bigger than 10% of them (1,008 ft² against a typical 1,456 ft²), its lot is bigger than 16% of them (0.25 ac against a typical 0.33 ac) and it is newer than 49% of them (1995 against a typical 1996). Measured against all of Knox County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 610 Terrace Ridge Cir, Howard, OH?

The 2025 property tax bill for 610 Terrace Ridge Cir, Howard, OH was $1,844. The county assessed it at $44,890.

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