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Single Family ResidenceResidential
$188,223$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $89,900 on Dec 5, 2016

6109 BERMUDA TER

CHATTANOOGA, TN 37412
1.5
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$188K
$176K low$201K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$89,900 · Dec 5, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$858 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,600 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,975
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$226,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.117 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAMILTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spring Creek Elementary SchoolD+
Elementary · Grades PK–5 · 0.2 mi
M
East Ridge Middle SchoolF
Middle · Grades 6–8 · 1.8 mi
H
East Ridge High SchoolD
High · Grades 9–12 · 1.9 mi

District: Hamilton County School District

Neighborhood · ZIP 37412These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.142

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.22,886
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,729 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,155
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,962
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6109 Bermuda Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Hamilton County
  • Costs less per square foot than 67% of homes in Hamilton County
  • Smaller than 88% of homes in Hamilton County
  • Has a smaller lot than 75% of homes in Hamilton County
  • Older than 70% of homes in Hamilton County

What homes are worth in Chattanooga 37412

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$504K

This home is worth more than 14% of homes in Chattanooga 37412.

How it measures up in Chattanooga 37412

The dot is this home. The mark in the middle is the typical home in Chattanooga 37412.

Estimated value$188,223
CheaperTypical $254,235Pricier

Pricier than 14% of homes nearby

Price per ft²$178
CheaperTypical $180Pricier

Pricier than 48% of homes nearby

Living area1,056 ft²
SmallerTypical 1,430 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.24 ac
SmallerTypical 0.28 acBigger

Bigger than 34% of homes nearby

Year built1960
OlderTypical 1955Newer

Newer than 66% of homes nearby

How 6109 Bermuda Ter ranks against every home in each area.
MeasureThis homeChattanooga 37412Hamilton County
Estimated valuepricier than$188,22314% of homes12% of homes
Price per ft²pricier than$17848% of homes33% of homes
Living areabigger than1,056 ft²16% of homes12% of homes
Lot sizebigger than0.24 ac34% of homes25% of homes
Year builtnewer than196066% of homes30% of homes

About 6109 Bermuda Ter

How much is 6109 Bermuda Ter, Chattanooga, TN worth?

The TopHap Estimate for 6109 Bermuda Ter, Chattanooga, TN is $188,223 as of Sep 24, 2026. The likely range is $175,897 to $200,549. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6109 Bermuda Ter, Chattanooga, TN last sell?

6109 Bermuda Ter, Chattanooga, TN last sold on Dec 5, 2016 for $89,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 6109 Bermuda Ter, Chattanooga, TN?

6109 Bermuda Ter, Chattanooga, TN has 1.5 bathrooms, 1,056 square feet of living space and a 0.24-acre lot.

When was 6109 Bermuda Ter, Chattanooga, TN built?

6109 Bermuda Ter, Chattanooga, TN was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 6109 Bermuda Ter, Chattanooga, TN?

6109 Bermuda Ter, Chattanooga, TN is assigned to Spring Creek Elementary School (elementary), rated D+; East Ridge Middle School (middle), rated F; East Ridge High School (high), rated D. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6109 Bermuda Ter, Chattanooga, TN compare to other homes in Chattanooga 37412?

Among the 7,576 homes in Chattanooga 37412, it is worth more than 14% of them ($188,223 against a typical $254,235), its price per square foot is higher than 48% of them ($178 against a typical $180), it is bigger than 16% of them (1,056 ft² against a typical 1,430 ft²), its lot is bigger than 34% of them (0.24 ac against a typical 0.28 ac) and it is newer than 66% of them (1960 against a typical 1955). Measured against all of Hamilton County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6109 Bermuda Ter, Chattanooga, TN?

The 2025 property tax bill for 6109 Bermuda Ter, Chattanooga, TN was $858. The county assessed it at $56,600.

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