Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,420,343$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

6109 RIVER TRACE RD

ASHLAND CITY, TN 37015
6
Baths
7,386 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$886K low$2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,120,343
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$896,274
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
FIRST HORIZON BANK · recorded Jun 8, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,884 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$460,675 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$424,275
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$461,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,842,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCheatham
Lot (acres)The size of the land the home sits on, from county records.5.13
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 420 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ashland City Elementary School STEM AcademyD
Elementary · Grades PK–4 · 5.8 mi
M
Cheatham Middle SchoolB
Middle · Grades 5–8 · 8.1 mi
H
Cheatham County Central High SchoolD
High · Grades 9–12 · 8.7 mi

District: Cheatham County School District

Neighborhood · ZIP 37015These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.19,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,445
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,878
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6109 River Trace Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Ashland City 37015
  • Costs less per square foot than 89% of homes in Cheatham County
  • Among the largest homes in Ashland City 37015
  • Has a bigger lot than 81% of homes in Cheatham County
  • Newer than 95% of homes in Ashland City 37015

What homes are worth in Ashland City 37015

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$957K

This home is worth more than almost all homes in Ashland City 37015.

How it measures up in Ashland City 37015

The dot is this home. The mark in the middle is the typical home in Ashland City 37015.

Estimated value$1,420,343
CheaperTypical $346,812Pricier

Pricier than almost all homes nearby

Price per ft²$192
CheaperTypical $244Pricier

Pricier than 17% of homes nearby

Living area7,386 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than almost all homes nearby

Lot size5.13 ac
SmallerTypical 1.5 acBigger

Bigger than 77% of homes nearby

Year built2020
OlderTypical 1989Newer

Newer than 95% of homes nearby

How 6109 River Trace Rd ranks against every home in each area.
MeasureThis homeAshland City 37015Cheatham County
Estimated valuepricier than$1,420,343almost all homesalmost all homes
Price per ft²pricier than$19217% of homes11% of homes
Living areabigger than7,386 ft²almost all homesalmost all homes
Lot sizebigger than5.13 ac77% of homes81% of homes
Year builtnewer than202095% of homes94% of homes

About 6109 River Trace Rd

How much is 6109 River Trace Rd, Ashland City, TN worth?

The TopHap Estimate for 6109 River Trace Rd, Ashland City, TN is $1,420,343 as of Jul 14, 2026. The likely range is $885,835 to $1,954,851. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6109 River Trace Rd, Ashland City, TN last sell?

6109 River Trace Rd, Ashland City, TN last sold on Jun 15, 2023, according to the county's recorded deed.

How big is 6109 River Trace Rd, Ashland City, TN?

6109 River Trace Rd, Ashland City, TN has 6 bathrooms, 7,386 square feet of living space and a 5.13-acre lot.

When was 6109 River Trace Rd, Ashland City, TN built?

6109 River Trace Rd, Ashland City, TN was built in 2020, making it 6 years old. The building has 2 stories.

What schools serve 6109 River Trace Rd, Ashland City, TN?

6109 River Trace Rd, Ashland City, TN is assigned to Ashland City Elementary School STEM Academy (elementary), rated D; Cheatham Middle School (middle), rated B; Cheatham County Central High School (high), rated D. All sit in Cheatham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6109 River Trace Rd, Ashland City, TN compare to other homes in Ashland City 37015?

Among the 7,991 homes in Ashland City 37015, it is worth more than almost all of them ($1,420,343 against a typical $346,812), its price per square foot is higher than 17% of them ($192 against a typical $244), it is bigger than almost all of them (7,386 ft² against a typical 1,400 ft²), its lot is bigger than 77% of them (5.13 ac against a typical 1.5 ac) and it is newer than 95% of them (2020 against a typical 1989). Measured against all of Cheatham County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6109 River Trace Rd, Ashland City, TN?

The 2025 property tax bill for 6109 River Trace Rd, Ashland City, TN was $8,884. The county assessed it at $460,675.

Closest homes

More homes in Ashland City 37015

Assigned schools

Explore the area

See this home in context

Open 6109 River Trace Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map