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Single Family ResidenceResidential
$125,723$78 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $115,500 on Aug 25, 2023

620 WATER ST

ALBERT LEA, MN 56007
3
Beds
1
Baths
1,603 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1875
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$126K
$115K low$136K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,500 · Aug 25, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,276 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$111,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$111,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFREEBORN
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 60 ft²Porch · 60 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lakeview Elementary SchoolB-
Elementary · Grades PK–5 · 0.3 mi
M
Southwest Middle SchoolD+
Middle · Grades 6–7 · 0.9 mi
H
Albert Lea Senior High SchoolC-
High · Grades 8–12 · 2.1 mi

District: Albert Lea Public School District

Neighborhood · ZIP 56007These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.21,032
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.117 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,906
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

620 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Freeborn County
  • Costs less per square foot than 92% of homes in Freeborn County
  • Bigger than 72% of homes in Albert Lea 56007
  • Has a smaller lot than 68% of homes in Freeborn County
  • Among the oldest homes in Albert Lea 56007

What homes are worth in Albert Lea 56007

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$587K

This home is worth more than 29% of homes in Albert Lea 56007.

How it measures up in Albert Lea 56007

The dot is this home. The mark in the middle is the typical home in Albert Lea 56007.

Estimated value$125,723
CheaperTypical $176,536Pricier

Pricier than 29% of homes nearby

Price per ft²$78
CheaperTypical $139Pricier

Pricier than 9% of homes nearby

Living area1,603 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.2 ac
SmallerTypical 0.23 acBigger

Bigger than 42% of homes nearby

Year built1875
OlderTypical 1954Newer

Older than almost all homes nearby

How 620 Water St ranks against every home in each area.
MeasureThis homeAlbert Lea 56007Freeborn County
Estimated valuepricier than$125,72329% of homes26% of homes
Price per ft²pricier than$789% of homes8% of homes
Living areabigger than1,603 ft²72% of homes69% of homes
Lot sizebigger than0.2 ac42% of homes32% of homes
Year builtnewer than1875almost no homesalmost no homes

About 620 Water St

How much is 620 Water St, Albert Lea, MN worth?

The TopHap Estimate for 620 Water St, Albert Lea, MN is $125,723 as of Sep 24, 2026. The likely range is $115,492 to $135,954. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 620 Water St, Albert Lea, MN last sell?

620 Water St, Albert Lea, MN last sold on Aug 25, 2023 for $115,500, according to the county's recorded deed.

How big is 620 Water St, Albert Lea, MN?

620 Water St, Albert Lea, MN has 3 bedrooms, 1 bathrooms, 1,603 square feet of living space and a 0.20-acre lot.

When was 620 Water St, Albert Lea, MN built?

620 Water St, Albert Lea, MN was built in 1875, making it 151 years old. The building has 1 story.

What schools serve 620 Water St, Albert Lea, MN?

620 Water St, Albert Lea, MN is assigned to Lakeview Elementary School (elementary), rated B-; Southwest Middle School (middle), rated D+; Albert Lea Senior High School (high), rated C-. All sit in Albert Lea Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 620 Water St, Albert Lea, MN compare to other homes in Albert Lea 56007?

Among the 8,591 homes in Albert Lea 56007, it is worth more than 29% of them ($125,723 against a typical $176,536), its price per square foot is higher than 9% of them ($78 against a typical $139), it is bigger than 72% of them (1,603 ft² against a typical 1,280 ft²), its lot is bigger than 42% of them (0.2 ac against a typical 0.23 ac) and it is newer than almost none of them (1875 against a typical 1954). Measured against all of Freeborn County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 620 Water St, Albert Lea, MN?

The 2026 property tax bill for 620 Water St, Albert Lea, MN was $1,276. The county assessed it at $111,300.

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