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Single Family ResidenceResidential
$685,707$403 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $475,000 on Jul 1, 2019

622 NW CROSS ST

SEAL ROCK, OR 97376
3
Beds
2
Baths
1,702 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$686K
$628K low$743K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Jul 1, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.107%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$451,250
AXIA FIN'L · recorded Jul 1, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,000
STEARNS LNDG LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,638 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$410,360 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$398,410
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$754,690

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLincoln
Lot (acres)The size of the land the home sits on, from county records.4.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.StableDeck · 360 ft²Shed · 352 ft²Patio · 360 ft²Porch · 108 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Crestview Heights SchoolB
Elementary · Grades KG–6 · 5.9 mi
M
Waldport Middle and High SchoolC
Middle · Grades 7–12 · 6.0 mi

District: Lincoln County School District

Neighborhood · ZIP 97376These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.325

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,978
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,926
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,933
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.78 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.47%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

622 Nw Cross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Lincoln County
  • Costs more per square foot than 77% of homes in Seal Rock 97376
  • Has a bigger lot than 94% of homes in Lincoln County
  • Older than 68% of homes in Seal Rock 97376

What homes are worth in Seal Rock 97376

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$1.8M

This home is worth more than 77% of homes in Seal Rock 97376.

How it measures up in Seal Rock 97376

The dot is this home. The mark in the middle is the typical home in Seal Rock 97376.

Estimated value$685,707
CheaperTypical $491,603Pricier

Pricier than 77% of homes nearby

Price per ft²$403
CheaperTypical $325Pricier

Pricier than 77% of homes nearby

Living area1,702 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 59% of homes nearby

Lot size4.16 ac
SmallerTypical 0.37 acBigger

Bigger than 92% of homes nearby

Year built1976
OlderTypical 1989Newer

Newer than 32% of homes nearby

How 622 Nw Cross St ranks against every home in each area.
MeasureThis homeSeal Rock 97376Lincoln County
Estimated valuepricier than$685,70777% of homes78% of homes
Price per ft²pricier than$40377% of homes76% of homes
Living areabigger than1,702 ft²59% of homes62% of homes
Lot sizebigger than4.16 ac92% of homes94% of homes
Year builtnewer than197632% of homes40% of homes

About 622 Nw Cross St

How much is 622 Nw Cross St, Seal Rock, OR worth?

The TopHap Estimate for 622 Nw Cross St, Seal Rock, OR is $685,707 as of Jul 14, 2026. The likely range is $628,237 to $743,177. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 622 Nw Cross St, Seal Rock, OR last sell?

622 Nw Cross St, Seal Rock, OR last sold on Jul 1, 2019 for $475,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 622 Nw Cross St, Seal Rock, OR?

622 Nw Cross St, Seal Rock, OR has 3 bedrooms, 2 bathrooms, 1,702 square feet of living space and a 4.16-acre lot.

When was 622 Nw Cross St, Seal Rock, OR built?

622 Nw Cross St, Seal Rock, OR was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 622 Nw Cross St, Seal Rock, OR?

622 Nw Cross St, Seal Rock, OR is assigned to Crestview Heights School (elementary), rated B; Waldport Middle and High School (middle), rated C. All sit in Lincoln County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 622 Nw Cross St, Seal Rock, OR compare to other homes in Seal Rock 97376?

Among the 1,020 homes in Seal Rock 97376, it is worth more than 77% of them ($685,707 against a typical $491,603), its price per square foot is higher than 77% of them ($403 against a typical $325), it is bigger than 59% of them (1,702 ft² against a typical 1,512 ft²), its lot is bigger than 92% of them (4.16 ac against a typical 0.37 ac) and it is newer than 32% of them (1976 against a typical 1989). Measured against all of Lincoln County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 622 Nw Cross St, Seal Rock, OR?

The 2025 property tax bill for 622 Nw Cross St, Seal Rock, OR was $5,638. The county assessed it at $410,360.

Closest homes

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Assigned schools

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