Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$303,013$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

626 CHIMNEY ROCK RD

RUTHERFORDTON, NC 28139
6
Beds
2 / 1
Baths
2,353 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$303K
$241K low$365K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$303,013
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$242,410

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,835 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$265,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$283,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$283,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyRutherford
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1968
Lot (acres)The size of the land the home sits on, from county records.0.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Partial
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 396 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
R-S Central High SchoolC-
High · Grades 9–12 · 1.1 mi
M
R-S Middle SchoolC-
Middle · Grades 6–8 · 2.8 mi
E
Rutherfordton Elementary SchoolC+
Elementary · Grades PK–5 · 4.0 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

626 Chimney Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 79% of homes in Rutherfordton 28139
  • Bigger than 91% of homes in Rutherford County
  • Has a smaller lot than 86% of homes in Rutherfordton 28139
  • Older than 81% of homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$950K

This home is worth more than 53% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$303,013
CheaperTypical $290,072Pricier

Pricier than 53% of homes nearby

Price per ft²$129
CheaperTypical $179Pricier

Pricier than 21% of homes nearby

Living area2,353 ft²
SmallerTypical 1,538 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.5 ac
SmallerTypical 1.78 acBigger

Bigger than 14% of homes nearby

Year built1950
OlderTypical 1985Newer

Newer than 19% of homes nearby

How 626 Chimney Rock Rd ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$303,01353% of homes62% of homes
Price per ft²pricier than$12921% of homes31% of homes
Living areabigger than2,353 ft²87% of homes91% of homes
Lot sizebigger than0.5 ac14% of homes28% of homes
Year builtnewer than195019% of homes21% of homes

About 626 Chimney Rock Rd

How much is 626 Chimney Rock Rd, Rutherfordton, NC worth?

The TopHap Estimate for 626 Chimney Rock Rd, Rutherfordton, NC is $303,013 as of Jul 14, 2026. The likely range is $240,929 to $365,097. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 626 Chimney Rock Rd, Rutherfordton, NC?

626 Chimney Rock Rd, Rutherfordton, NC has 6 bedrooms, 2 bathrooms, 2,353 square feet of living space and a 0.50-acre lot.

When was 626 Chimney Rock Rd, Rutherfordton, NC built?

626 Chimney Rock Rd, Rutherfordton, NC was built in 1950, making it 76 years old. It is a split level home. The building has 2 stories.

What schools serve 626 Chimney Rock Rd, Rutherfordton, NC?

626 Chimney Rock Rd, Rutherfordton, NC is assigned to R-S Central High School (high), rated C-; R-S Middle School (middle), rated C-; Rutherfordton Elementary School (elementary), rated C+. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 626 Chimney Rock Rd, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than 53% of them ($303,013 against a typical $290,072), its price per square foot is higher than 21% of them ($129 against a typical $179), it is bigger than 87% of them (2,353 ft² against a typical 1,538 ft²), its lot is bigger than 14% of them (0.5 ac against a typical 1.78 ac) and it is newer than 19% of them (1950 against a typical 1985). Measured against all of Rutherford County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 626 Chimney Rock Rd, Rutherfordton, NC?

The 2025 property tax bill for 626 Chimney Rock Rd, Rutherfordton, NC was $1,835. The county assessed it at $283,600.

More homes on Chimney Rock Rd

Closest homes

More homes in Rutherfordton 28139

Assigned schools

Explore the area

See this home in context

Open 626 Chimney Rock Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map