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Rural ResidenceResidential
$820,948$533 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

627 S RIVER RD

DIVIDE, MT 59727
3
Beds
2 / 1
Baths
1,540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$821K
$732K low$910K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$620,948
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$496,758
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
VALLEY BANK · recorded Sep 24, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,226 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$774,927 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$774,927
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$774,927

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.114 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Tlog Home
CountySilver Bow
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Log
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Divide Elementary School District

Neighborhood · ZIP 59727These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.116

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.554
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,007
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,358
Average tempThe average temperature here across a full year.35°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

627 S River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Silver Bow County
  • Costs more per square foot than 98% of homes in Silver Bow County
  • Bigger than 70% of homes in Silver Bow County
  • Has a bigger lot than 93% of homes in Silver Bow County
  • Newer than 76% of homes in Silver Bow County

What homes are worth in Divide 59727

Each bar is how many homes fall in that price range. The marker is this home.

This home
$308K$2.3M

This home is worth more than 71% of homes in Divide 59727.

How it measures up in Divide 59727

The dot is this home. The mark in the middle is the typical home in Divide 59727.

Estimated value$820,948
CheaperTypical $696,925Pricier

Pricier than 71% of homes nearby

Price per ft²$533
CheaperTypical $444Pricier

Pricier than 73% of homes nearby

Living area1,540 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 45% of homes nearby

Lot size5 ac
SmallerTypical 7.04 acBigger

Bigger than 40% of homes nearby

Year built1979
OlderTypical 1991Newer

Newer than 29% of homes nearby

How 627 S River Rd ranks against every home in each area.
MeasureThis homeDivide 59727Silver Bow County
Estimated valuepricier than$820,94871% of homes97% of homes
Price per ft²pricier than$53373% of homes98% of homes
Living areabigger than1,540 ft²45% of homes70% of homes
Lot sizebigger than5 ac40% of homes93% of homes
Year builtnewer than197929% of homes76% of homes

About 627 S River Rd

How much is 627 S River Rd, Divide, MT worth?

The TopHap Estimate for 627 S River Rd, Divide, MT is $820,948 as of Jul 14, 2026. The likely range is $732,179 to $909,717. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 627 S River Rd, Divide, MT last sell?

627 S River Rd, Divide, MT last sold on Apr 5, 2007, according to the county's recorded deed.

How big is 627 S River Rd, Divide, MT?

627 S River Rd, Divide, MT has 3 bedrooms, 2 bathrooms, 1,540 square feet of living space and a 5.00-acre lot.

When was 627 S River Rd, Divide, MT built?

627 S River Rd, Divide, MT was built in 1979, making it 47 years old. It is a tlog home home. The building has 1 story.

What schools serve 627 S River Rd, Divide, MT?

627 S River Rd, Divide, MT is assigned to Divide School (elementary); Butte High School (high), rated C. All sit in Divide Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 627 S River Rd, Divide, MT compare to other homes in Divide 59727?

Among the 101 homes in Divide 59727, it is worth more than 71% of them ($820,948 against a typical $696,925), its price per square foot is higher than 73% of them ($533 against a typical $444), it is bigger than 45% of them (1,540 ft² against a typical 1,620 ft²), its lot is bigger than 40% of them (5 ac against a typical 7.04 ac) and it is newer than 29% of them (1979 against a typical 1991). Measured against all of Silver Bow County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 627 S River Rd, Divide, MT?

The 2025 property tax bill for 627 S River Rd, Divide, MT was $4,226. The county assessed it at $774,927.

Closest homes

More homes in Divide 59727

Assigned schools

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