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Single Family ResidenceResidential
$255,599$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $130,000 on Apr 22, 2016

628 LOVERS LN

TOCCOA, GA 30577
3
Beds
3
Baths
1,359 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$256K
$245K low$266K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Apr 22, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,527 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,428 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,698
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,730
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,932
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$216,069

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyStephens
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.41
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 440 ft²Patio · 440 ft²Porch · 16 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Stephens County High SchoolC
High · Grades 9–12 · 2.9 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 3.1 mi
M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 3.2 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

628 Lovers Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 81% of homes in Toccoa 30577
  • Has a smaller lot than 77% of homes in Stephens County
  • Newer than 82% of homes in Toccoa 30577

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$742K

This home is worth more than 63% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$255,599
CheaperTypical $214,834Pricier

Pricier than 63% of homes nearby

Price per ft²$188
CheaperTypical $140Pricier

Pricier than 81% of homes nearby

Living area1,359 ft²
SmallerTypical 1,497 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.41 ac
SmallerTypical 0.97 acBigger

Bigger than 25% of homes nearby

Year built1998
OlderTypical 1976Newer

Newer than 82% of homes nearby

How 628 Lovers Ln ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Estimated valuepricier than$255,59963% of homes63% of homes
Price per ft²pricier than$18881% of homes78% of homes
Living areabigger than1,359 ft²40% of homes40% of homes
Lot sizebigger than0.41 ac25% of homes23% of homes
Year builtnewer than199882% of homes78% of homes

About 628 Lovers Ln

How much is 628 Lovers Ln, Toccoa, GA worth?

The TopHap Estimate for 628 Lovers Ln, Toccoa, GA is $255,599 as of Sep 24, 2026. The likely range is $245,038 to $266,160. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 628 Lovers Ln, Toccoa, GA last sell?

628 Lovers Ln, Toccoa, GA last sold on Apr 22, 2016 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 628 Lovers Ln, Toccoa, GA?

628 Lovers Ln, Toccoa, GA has 3 bedrooms, 3 bathrooms, 1,359 square feet of living space and a 0.41-acre lot.

When was 628 Lovers Ln, Toccoa, GA built?

628 Lovers Ln, Toccoa, GA was built in 1998, making it 28 years old. It is a ranch home. The building has 1 story.

What schools serve 628 Lovers Ln, Toccoa, GA?

628 Lovers Ln, Toccoa, GA is assigned to Stephens County High School (high), rated C; Liberty Elementary School (elementary); Stephens County Middle School (middle), rated C+. All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 628 Lovers Ln, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,873 homes in Toccoa 30577, it is worth more than 63% of them ($255,599 against a typical $214,834), its price per square foot is higher than 81% of them ($188 against a typical $140), it is bigger than 40% of them (1,359 ft² against a typical 1,497 ft²), its lot is bigger than 25% of them (0.41 ac against a typical 0.97 ac) and it is newer than 82% of them (1998 against a typical 1976). Measured against all of Stephens County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 628 Lovers Ln, Toccoa, GA?

The 2025 property tax bill for 628 Lovers Ln, Toccoa, GA was $2,527. The county assessed it at $86,428.

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