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Single Family ResidenceResidential
$73,292$57 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $45,000 on Nov 2, 2022

628 N 2ND ST

ROCKFORD, IL 61107
3
Beds
1
Baths
1,276 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,049 ft²
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$73K
$60K low$87K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,000 · Nov 2, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,292
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,634

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,392 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,763 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,490
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,273
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,146
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$47,289

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.70
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Eisenhower Middle SchoolD
Middle · Grades 6–8 · 2.5 mi
E
Carlson Elementary SchoolC
Elementary · Grades KG–5 · 3.4 mi
H
Guilford High SchoolD
High · Grades 9–12 · 4.3 mi

District: Rockford School District 205

Neighborhood · ZIP 61107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.29,768
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,019 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,050
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,291
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

628 N 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Rockford 61107
  • Among the lowest price per square foot in Rockford 61107
  • Smaller than 88% of homes in Rockford 61107
  • Among the smallest lots in Rockford 61107
  • Newer than 94% of homes in Prairie Hill

What homes are worth in Rockford 61107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$531K

This home is worth less than almost all homes in Rockford 61107.

How it measures up in Rockford 61107

The dot is this home. The mark in the middle is the typical home in Rockford 61107.

Estimated value$73,292
CheaperTypical $224,539Pricier

Cheaper than almost all homes nearby

Price per ft²$57
CheaperTypical $118Pricier

Cheaper than almost all homes nearby

Living area1,276 ft²
SmallerTypical 1,928 ft²Bigger

Bigger than 12% of homes nearby

Lot size3,049 ft²
SmallerTypical 0.26 acBigger

Smaller than almost all homes nearby

Year built1927
OlderTypical 1959Newer

Newer than 11% of homes nearby

How 628 N 2nd St ranks against every home in each area.
MeasureThis homePrairie HillRockford 61107Winnebago County
Estimated valuepricier than$73,29210% of homesalmost no homes5% of homes
Price per ft²pricier than$5742% of homesalmost no homes4% of homes
Living areabigger than1,276 ft²18% of homes12% of homes29% of homes
Lot sizebigger than3,049 ft²almost no homesalmost no homesalmost no homes
Year builtnewer than192794% of homes11% of homes12% of homes

About 628 N 2nd St

How much is 628 N 2nd St, Rockford, IL worth?

The TopHap Estimate for 628 N 2nd St, Rockford, IL is $73,292 as of Jul 14, 2026. The likely range is $60,074 to $86,510. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 628 N 2nd St, Rockford, IL last sell?

628 N 2nd St, Rockford, IL last sold on Nov 2, 2022 for $45,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 628 N 2nd St, Rockford, IL?

628 N 2nd St, Rockford, IL has 3 bedrooms, 1 bathrooms, 1,276 square feet of living space and a 0.70-acre lot.

When was 628 N 2nd St, Rockford, IL built?

628 N 2nd St, Rockford, IL was built in 1927, making it 99 years old. The building has 2 stories.

What schools serve 628 N 2nd St, Rockford, IL?

628 N 2nd St, Rockford, IL is assigned to Eisenhower Middle School (middle), rated D; Carlson Elementary School (elementary), rated C; Guilford High School (high), rated D. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 628 N 2nd St, Rockford, IL compare to other homes in Rockford 61107?

Among the 11,017 homes in Rockford 61107, it is worth more than almost none of them ($73,292 against a typical $224,539), its price per square foot is higher than almost none of them ($57 against a typical $118), it is bigger than 12% of them (1,276 ft² against a typical 1,928 ft²), its lot is bigger than almost none of them (3,049 ft² against a typical 0.26 ac) and it is newer than 11% of them (1927 against a typical 1959). Measured against all of Winnebago County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 628 N 2nd St, Rockford, IL?

The 2025 property tax bill for 628 N 2nd St, Rockford, IL was $1,392. The county assessed it at $15,763.

More homes on N 2nd St

Closest homes

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Assigned schools

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