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Single Family ResidenceResidential
$180,262$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

628 RAY ST

MOUNTAIN HOME, AR 72653
2 / 1
Baths
1,329 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$180K
$148K low$213K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$403 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,290 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,290
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,290
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,450

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBaxter
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Closed Piers
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 168 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Nelson Wilks Herron Elementary School
Elementary · Grades 1–2 · 0.6 mi
M
Pinkston Middle SchoolA-
Middle · Grades 6–7 · 1.1 mi
H
Mountain Home Career AcademiesB
High · Grades 8–12 · 1.3 mi

District: Mountain Home School District

Neighborhood · ZIP 72653These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.29,950
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.128 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,426
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

628 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Mountain Home 72653
  • Costs less per square foot than 72% of homes in Mountain Home 72653
  • Smaller than 71% of homes in Mountain Home 72653
  • Has a smaller lot than 73% of homes in Baxter County

What homes are worth in Mountain Home 72653

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$761K

This home is worth more than 26% of homes in Mountain Home 72653.

How it measures up in Mountain Home 72653

The dot is this home. The mark in the middle is the typical home in Mountain Home 72653.

Estimated value$180,262
CheaperTypical $240,896Pricier

Pricier than 26% of homes nearby

Price per ft²$136
CheaperTypical $159Pricier

Pricier than 28% of homes nearby

Living area1,329 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.35 ac
SmallerTypical 0.66 acBigger

Bigger than 30% of homes nearby

How 628 Ray St ranks against every home in each area.
MeasureThis homeMountain Home 72653Baxter County
Estimated valuepricier than$180,26226% of homes31% of homes
Price per ft²pricier than$13628% of homes29% of homes
Living areabigger than1,329 ft²29% of homes34% of homes
Lot sizebigger than0.35 ac30% of homes27% of homes

About 628 Ray St

How much is 628 Ray St, Mountain Home, AR worth?

The TopHap Estimate for 628 Ray St, Mountain Home, AR is $180,262 as of Aug 30, 2026. The likely range is $147,695 to $212,829. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 628 Ray St, Mountain Home, AR last sell?

628 Ray St, Mountain Home, AR last sold on Nov 30, 2015, according to the county's recorded deed.

How big is 628 Ray St, Mountain Home, AR?

628 Ray St, Mountain Home, AR has 2 bathrooms, 1,329 square feet of living space and a 0.35-acre lot.

What schools serve 628 Ray St, Mountain Home, AR?

628 Ray St, Mountain Home, AR is assigned to Nelson Wilks Herron Elementary School (elementary); Pinkston Middle School (middle), rated A-; Mountain Home Career Academies (high), rated B. All sit in Mountain Home School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 628 Ray St, Mountain Home, AR compare to other homes in Mountain Home 72653?

Among the 14,337 homes in Mountain Home 72653, it is worth more than 26% of them ($180,262 against a typical $240,896), its price per square foot is higher than 28% of them ($136 against a typical $159), it is bigger than 29% of them (1,329 ft² against a typical 1,568 ft²) and its lot is bigger than 30% of them (0.35 ac against a typical 0.66 ac). Measured against all of Baxter County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 628 Ray St, Mountain Home, AR?

The 2024 property tax bill for 628 Ray St, Mountain Home, AR was $403. The county assessed it at $23,290.

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Assigned schools

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