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Single Family ResidenceResidential
$346,049$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $115,000 on Feb 27, 2012

628 SW 20TH TER

CAPE CORAL, FL 33991
3
Beds
2
Baths
2,235 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$346K
$304K low$388K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Feb 27, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,974 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$234,677 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,507
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$378,618

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.95%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLEE
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Canal Front
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 350 ft²Porch · 199 ft²Boat access

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Skyline Elementary SchoolC+
Elementary · Grades KG–5 · 0.2 mi
M
Challenger Middle SchoolB
Middle · Grades 6–8 · 0.5 mi
H
Cape Coral High SchoolC+
High · Grades 9–12 · 0.9 mi

District: Lee County School District

Neighborhood · ZIP 33991These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.29,449
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,879 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,466
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,620
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

628 Sw 20th Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 74% of homes in Cape Coral 33991
  • Bigger than 67% of homes in Lee County

What homes are worth in Cape Coral 33991

Each bar is how many homes fall in that price range. The marker is this home.

This home
$216K$873K

This home is worth more than 40% of homes in Cape Coral 33991.

How it measures up in Cape Coral 33991

The dot is this home. The mark in the middle is the typical home in Cape Coral 33991.

Estimated value$346,049
CheaperTypical $370,276Pricier

Pricier than 40% of homes nearby

Price per ft²$155
CheaperTypical $175Pricier

Pricier than 26% of homes nearby

Living area2,235 ft²
SmallerTypical 2,166 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.23 ac
SmallerTypical 0.23 acBigger

Bigger than 56% of homes nearby

Year built2003
OlderTypical 2006Newer

Newer than 36% of homes nearby

How 628 Sw 20th Ter ranks against every home in each area.
MeasureThis homeCape Coral 33991Lee County
Estimated valuepricier than$346,04940% of homes52% of homes
Price per ft²pricier than$15526% of homes30% of homes
Living areabigger than2,235 ft²54% of homes67% of homes
Lot sizebigger than0.23 ac56% of homes55% of homes
Year builtnewer than200336% of homes57% of homes

About 628 Sw 20th Ter

How much is 628 Sw 20th Ter, Cape Coral, FL worth?

The TopHap Estimate for 628 Sw 20th Ter, Cape Coral, FL is $346,049 as of Sep 24, 2026. The likely range is $304,348 to $387,750. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 628 Sw 20th Ter, Cape Coral, FL last sell?

628 Sw 20th Ter, Cape Coral, FL last sold on Feb 27, 2012 for $115,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 628 Sw 20th Ter, Cape Coral, FL?

628 Sw 20th Ter, Cape Coral, FL has 3 bedrooms, 2 bathrooms, 2,235 square feet of living space and a 0.23-acre lot.

When was 628 Sw 20th Ter, Cape Coral, FL built?

628 Sw 20th Ter, Cape Coral, FL was built in 2003, making it 23 years old. It is a ranch home. The building has 1 story.

What schools serve 628 Sw 20th Ter, Cape Coral, FL?

628 Sw 20th Ter, Cape Coral, FL is assigned to Skyline Elementary School (elementary), rated C+; Challenger Middle School (middle), rated B; Cape Coral High School (high), rated C+. All sit in Lee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 628 Sw 20th Ter, Cape Coral, FL compare to other homes in Cape Coral 33991?

Among the 12,516 homes in Cape Coral 33991, it is worth more than 40% of them ($346,049 against a typical $370,276), its price per square foot is higher than 26% of them ($155 against a typical $175), it is bigger than 54% of them (2,235 ft² against a typical 2,166 ft²), its lot is bigger than 56% of them (0.23 ac against a typical 0.23 ac) and it is newer than 36% of them (2003 against a typical 2006). Measured against all of Lee County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 628 Sw 20th Ter, Cape Coral, FL?

The 2025 property tax bill for 628 Sw 20th Ter, Cape Coral, FL was $3,974. The county assessed it at $234,677.

More homes on Sw 20th Ter

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