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Single Family ResidenceResidential
$176,655$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $135,000 on Feb 4, 2021

628 WHITE ST

MOREHEAD, KY 40351
2
Beds
1
Baths
824 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1
StoriesHow many floors the home has above ground.

Valuation

$177K
$150K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Feb 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,229 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$116,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$135,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRowan
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McBrayer Elementary SchoolC-
Elementary · Grades KG–5 · 2.8 mi
H
Rowan County Senior High SchoolC
High · Grades 9–12 · 2.9 mi
M
Rowan County Middle SchoolC+
Middle · Grades 6–8 · 3.0 mi

District: Rowan County School District

Neighborhood · ZIP 40351These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.167
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.22,387
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,466
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,801
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

628 White St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 96% of homes in Morehead 40351
  • Smaller than 92% of homes in Morehead 40351

What homes are worth in Morehead 40351

Each bar is how many homes fall in that price range. The marker is this home.

This home
$18K$498K

This home is worth more than 58% of homes in Morehead 40351.

How it measures up in Morehead 40351

The dot is this home. The mark in the middle is the typical home in Morehead 40351.

Estimated value$176,655
CheaperTypical $154,072Pricier

Pricier than 58% of homes nearby

Price per ft²$214
CheaperTypical $122Pricier

Pricier than 96% of homes nearby

Living area824 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 8% of homes nearby

How 628 White St ranks against every home in each area.
MeasureThis homeMorehead 40351
Estimated valuepricier than$176,65558% of homes
Price per ft²pricier than$21496% of homes
Living areabigger than824 ft²8% of homes

About 628 White St

How much is 628 White St, Morehead, KY worth?

The TopHap Estimate for 628 White St, Morehead, KY is $176,655 as of Sep 24, 2026. The likely range is $150,207 to $203,103. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 628 White St, Morehead, KY last sell?

628 White St, Morehead, KY last sold on Feb 4, 2021 for $135,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 628 White St, Morehead, KY?

628 White St, Morehead, KY has 2 bedrooms, 1 bathrooms and 824 square feet of living space.

What schools serve 628 White St, Morehead, KY?

628 White St, Morehead, KY is assigned to McBrayer Elementary School (elementary), rated C-; Rowan County Senior High School (high), rated C; Rowan County Middle School (middle), rated C+. All sit in Rowan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 628 White St, Morehead, KY compare to other homes in Morehead 40351?

Among the 8,854 homes in Morehead 40351, it is worth more than 58% of them ($176,655 against a typical $154,072), its price per square foot is higher than 96% of them ($214 against a typical $122) and it is bigger than 8% of them (824 ft² against a typical 1,372 ft²). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 628 White St, Morehead, KY?

The 2025 property tax bill for 628 White St, Morehead, KY was $1,229. The county assessed it at $146,800.

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