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Single Family ResidenceResidential
$135,543$54 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

630 S BLUFF ST

MONTICELLO, IN 47960
4
Beds
1.5
Baths
2,520 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1913
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$136K
$96K low$175K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,711 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$184,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$174,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$184,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHITE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1942
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oaklawn Elementary SchoolC-
Elementary · Grades KG–4 · 0.3 mi
H
Twin Lakes Senior High School
High · Grades 9–12 · 0.6 mi
M
Roosevelt Middle SchoolC+
Middle · Grades 6–8 · 0.8 mi

District: Twin Lakes School Corporation

Neighborhood · ZIP 47960These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.14,539
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.119 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,933
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,730
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

630 S Bluff St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Monticello 47960
  • Among the lowest price per square foot in Monticello 47960
  • Bigger than 86% of homes in Monticello 47960
  • Has a smaller lot than 71% of homes in White County
  • Older than 94% of homes in Monticello 47960

What homes are worth in Monticello 47960

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$755K

This home is worth more than 12% of homes in Monticello 47960.

How it measures up in Monticello 47960

The dot is this home. The mark in the middle is the typical home in Monticello 47960.

Estimated value$135,543
CheaperTypical $244,129Pricier

Pricier than 12% of homes nearby

Price per ft²$54
CheaperTypical $164Pricier

Cheaper than almost all homes nearby

Living area2,520 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.23 ac
SmallerTypical 0.3 acBigger

Bigger than 38% of homes nearby

Year built1913
OlderTypical 1970Newer

Newer than 6% of homes nearby

How 630 S Bluff St ranks against every home in each area.
MeasureThis homeMonticello 47960White County
Estimated valuepricier than$135,54312% of homes16% of homes
Price per ft²pricier than$54almost no homes2% of homes
Living areabigger than2,520 ft²86% of homes86% of homes
Lot sizebigger than0.23 ac38% of homes29% of homes
Year builtnewer than19136% of homes14% of homes

About 630 S Bluff St

How much is 630 S Bluff St, Monticello, IN worth?

The TopHap Estimate for 630 S Bluff St, Monticello, IN is $135,543 as of Oct 21, 2026. The likely range is $95,826 to $175,260. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 630 S Bluff St, Monticello, IN last sell?

630 S Bluff St, Monticello, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 630 S Bluff St, Monticello, IN?

630 S Bluff St, Monticello, IN has 4 bedrooms, 1.5 bathrooms, 2,520 square feet of living space and a 0.23-acre lot.

When was 630 S Bluff St, Monticello, IN built?

630 S Bluff St, Monticello, IN was built in 1913, making it 113 years old. The building has 1 story.

What schools serve 630 S Bluff St, Monticello, IN?

630 S Bluff St, Monticello, IN is assigned to Oaklawn Elementary School (elementary), rated C-; Twin Lakes Senior High School (high); Roosevelt Middle School (middle), rated C+. All sit in Twin Lakes School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 630 S Bluff St, Monticello, IN compare to other homes in Monticello 47960?

Among the 9,296 homes in Monticello 47960, it is worth more than 12% of them ($135,543 against a typical $244,129), its price per square foot is higher than almost none of them ($54 against a typical $164), it is bigger than 86% of them (2,520 ft² against a typical 1,464 ft²), its lot is bigger than 38% of them (0.23 ac against a typical 0.3 ac) and it is newer than 6% of them (1913 against a typical 1970). Measured against all of White County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 630 S Bluff St, Monticello, IN?

The 2025 property tax bill for 630 S Bluff St, Monticello, IN was $1,711. The county assessed it at $184,400.

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