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Single Family ResidenceResidential
$607,937$607,937 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

631 ANDRESS TER

UNION, NJ 07083
0
Baths
1 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,016 ft²
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$608K
$548K low$668K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$547,937
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$438,350
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
UNITED FINANCIAL CU · R · recorded Jul 23, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,866 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$42,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Kawameeh Middle SchoolB
Middle · Grades 6–8 · 0.1 mi
E
Washington Elementary SchoolC+
Elementary · Grades PK–4 · 0.4 mi
H
Union High SchoolD+
High · Grades 9–12 · 1.7 mi

District: Union Township School District

Neighborhood · ZIP 07083These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.57,241
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,577 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,741
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,270
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

631 Andress Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the smallest homes in Union 07083
  • Has a smaller lot than 84% of homes in Union 07083
  • Older than 90% of homes in Union 07083

What homes are worth in Union 07083

Each bar is how many homes fall in that price range. The marker is this home.

This home
$275K$839K

This home is worth more than 63% of homes in Union 07083.

How it measures up in Union 07083

The dot is this home. The mark in the middle is the typical home in Union 07083.

Estimated value$607,937
CheaperTypical $579,720Pricier

Pricier than 63% of homes nearby

Living area1 ft²
SmallerTypical 1,516 ft²Bigger

Smaller than almost all homes nearby

Lot size4,016 ft²
SmallerTypical 0.13 acBigger

Bigger than 16% of homes nearby

Year built1928
OlderTypical 1950Newer

Newer than 10% of homes nearby

How 631 Andress Ter ranks against every home in each area.
MeasureThis homeUnion 07083Union County
Estimated valuepricier than$607,93763% of homes45% of homes
Living areabigger than1 ft²almost no homesalmost no homes
Lot sizebigger than4,016 ft²16% of homes20% of homes
Year builtnewer than192810% of homes26% of homes

About 631 Andress Ter

How much is 631 Andress Ter, Union, NJ worth?

The TopHap Estimate for 631 Andress Ter, Union, NJ is $607,937 as of Jul 14, 2026. The likely range is $547,657 to $668,217. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 631 Andress Ter, Union, NJ last sell?

631 Andress Ter, Union, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 631 Andress Ter, Union, NJ?

631 Andress Ter, Union, NJ has 1 square feet of living space and a 0.09-acre lot.

When was 631 Andress Ter, Union, NJ built?

631 Andress Ter, Union, NJ was built in 1928, making it 98 years old. It is a cape cod home. The building has 2 stories.

What schools serve 631 Andress Ter, Union, NJ?

631 Andress Ter, Union, NJ is assigned to Kawameeh Middle School (middle), rated B; Washington Elementary School (elementary), rated C+; Union High School (high), rated D+. All sit in Union Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 631 Andress Ter, Union, NJ compare to other homes in Union 07083?

Among the 15,571 homes in Union 07083, it is worth more than 63% of them ($607,937 against a typical $579,720), it is bigger than almost none of them (1 ft² against a typical 1,516 ft²), its lot is bigger than 16% of them (4,016 ft² against a typical 0.13 ac) and it is newer than 10% of them (1928 against a typical 1950). Measured against all of Union County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 631 Andress Ter, Union, NJ?

The 2025 property tax bill for 631 Andress Ter, Union, NJ was $9,866. The county assessed it at $42,300.

Closest homes

More homes in Union 07083

Assigned schools

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