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Single Family ResidenceResidential
$177,939$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $122,000 on Aug 6, 2020

631 COMMERCIAL ST

CENTRAL CITY, IA 52214
3
Beds
3
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$178K
$161K low$195K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$122,000 · Aug 6, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,044 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$152,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$138,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$148,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyLINN
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 140 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central City Elementary SchoolC+
Elementary · Grades KG–5 · 0.4 mi
M
Central City Middle School/High SchoolD
Middle · Grades 6–12 · 0.4 mi

District: Central City Community School District

Neighborhood · ZIP 52214These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,881
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,897
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,119
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

631 Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Linn County
  • Costs more per square foot than 75% of homes in Linn County
  • Smaller than 92% of homes in Linn County
  • Has a smaller lot than 97% of homes in Central City 52214
  • Older than 73% of homes in Linn County

What homes are worth in Central City 52214

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$795K

This home is worth more than 35% of homes in Central City 52214.

How it measures up in Central City 52214

The dot is this home. The mark in the middle is the typical home in Central City 52214.

Estimated value$177,939
CheaperTypical $239,261Pricier

Pricier than 35% of homes nearby

Price per ft²$206
CheaperTypical $179Pricier

Pricier than 61% of homes nearby

Living area864 ft²
SmallerTypical 1,449 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.15 ac
SmallerTypical 1.3 acBigger

Bigger than 3% of homes nearby

Year built1955
OlderTypical 1968Newer

Newer than 40% of homes nearby

How 631 Commercial St ranks against every home in each area.
MeasureThis homeCentral City 52214Linn County
Estimated valuepricier than$177,93935% of homes26% of homes
Price per ft²pricier than$20661% of homes75% of homes
Living areabigger than864 ft²11% of homes8% of homes
Lot sizebigger than0.15 ac3% of homes15% of homes
Year builtnewer than195540% of homes27% of homes

About 631 Commercial St

How much is 631 Commercial St, Central City, IA worth?

The TopHap Estimate for 631 Commercial St, Central City, IA is $177,939 as of Oct 21, 2026. The likely range is $160,600 to $195,278. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 631 Commercial St, Central City, IA last sell?

631 Commercial St, Central City, IA last sold on Aug 6, 2020 for $122,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 631 Commercial St, Central City, IA?

631 Commercial St, Central City, IA has 3 bedrooms, 3 bathrooms, 864 square feet of living space and a 0.15-acre lot.

When was 631 Commercial St, Central City, IA built?

631 Commercial St, Central City, IA was built in 1955, making it 71 years old. It is a a-frame home. The building has 1 story.

What schools serve 631 Commercial St, Central City, IA?

631 Commercial St, Central City, IA is assigned to Central City Elementary School (elementary), rated C+; Central City Middle School/High School (middle), rated D. All sit in Central City Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 631 Commercial St, Central City, IA compare to other homes in Central City 52214?

Among the 1,593 homes in Central City 52214, it is worth more than 35% of them ($177,939 against a typical $239,261), its price per square foot is higher than 61% of them ($206 against a typical $179), it is bigger than 11% of them (864 ft² against a typical 1,449 ft²), its lot is bigger than 3% of them (0.15 ac against a typical 1.3 ac) and it is newer than 40% of them (1955 against a typical 1968). Measured against all of Linn County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 631 Commercial St, Central City, IA?

The 2025 property tax bill for 631 Commercial St, Central City, IA was $2,044. The county assessed it at $152,700.

More homes on Commercial St

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