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Single Family ResidenceResidential
$165,861$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $30,000 on Jan 20, 2022

631 FLOYD ST

RUDD, IA 50471
4
Beds
1
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$166K
$142K low$190K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · Jan 20, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$65,861
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,689
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
FARMERS STATE BANK · recorded Feb 4, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$502 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,830 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,280
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,830
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$37,830

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFloyd
Lot (acres)The size of the land the home sits on, from county records.0.76
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 376 ft²Patio · 662 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rrmr Elementary SchoolB-
Elementary · Grades PK–6 · 5.3 mi
M
Rockford Junior-Senior High SchoolB+
Middle · Grades 7–12 · 5.3 mi

District: Rudd-Rockford-Marble Rock Community School District

Neighborhood · ZIP 50471These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.667
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,201
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,486
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

631 Floyd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 73% of homes in Rudd 50471

What homes are worth in Rudd 50471

Each bar is how many homes fall in that price range. The marker is this home.

This home
$25K$425K

This home is worth more than 62% of homes in Rudd 50471.

How it measures up in Rudd 50471

The dot is this home. The mark in the middle is the typical home in Rudd 50471.

Estimated value$165,861
CheaperTypical $132,632Pricier

Pricier than 62% of homes nearby

Price per ft²$118
CheaperTypical $89Pricier

Pricier than 73% of homes nearby

Living area1,404 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.76 ac
SmallerTypical 0.75 acBigger

Bigger than 50% of homes nearby

Year built1920
OlderTypical 1940Newer

Newer than 48% of homes nearby

How 631 Floyd St ranks against every home in each area.
MeasureThis homeRudd 50471Floyd County
Estimated valuepricier than$165,86162% of homes59% of homes
Price per ft²pricier than$11873% of homes59% of homes
Living areabigger than1,404 ft²46% of homes50% of homes
Lot sizebigger than0.76 ac50% of homes64% of homes
Year builtnewer than192048% of homes37% of homes

About 631 Floyd St

How much is 631 Floyd St, Rudd, IA worth?

The TopHap Estimate for 631 Floyd St, Rudd, IA is $165,861 as of Jul 14, 2026. The likely range is $141,878 to $189,844. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 631 Floyd St, Rudd, IA last sell?

631 Floyd St, Rudd, IA last sold on Jan 20, 2022 for $30,000, according to the county's recorded deed.

How big is 631 Floyd St, Rudd, IA?

631 Floyd St, Rudd, IA has 4 bedrooms, 1 bathrooms, 1,404 square feet of living space and a 0.76-acre lot.

When was 631 Floyd St, Rudd, IA built?

631 Floyd St, Rudd, IA was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 631 Floyd St, Rudd, IA?

631 Floyd St, Rudd, IA is assigned to Rrmr Elementary School (elementary), rated B-; Rockford Junior-Senior High School (middle), rated B+. All sit in Rudd-Rockford-Marble Rock Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 631 Floyd St, Rudd, IA compare to other homes in Rudd 50471?

Among the 348 homes in Rudd 50471, it is worth more than 62% of them ($165,861 against a typical $132,632), its price per square foot is higher than 73% of them ($118 against a typical $89), it is bigger than 46% of them (1,404 ft² against a typical 1,450 ft²), its lot is bigger than 50% of them (0.76 ac against a typical 0.75 ac) and it is newer than 48% of them (1920 against a typical 1940). Measured against all of Floyd County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 631 Floyd St, Rudd, IA?

The 2025 property tax bill for 631 Floyd St, Rudd, IA was $502. The county assessed it at $37,830.

More homes on Floyd St

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Assigned schools

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