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Single Family ResidenceResidential
$390,263$400 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

631 MORGAN ST

GARY, IN 46403
3
Beds
1
Baths
976 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$390K
$325K low$455K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,818 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$261,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$212,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$243,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$261,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gary Middle School for the Visual and Preforming ArtsD+
Middle · Grades 6–8 · 0.5 mi
E
Banneker at Marquette Elementary SchoolC+
Elementary · Grades KG–5 · 0.7 mi
H
West Side Leadership AcademyF
High · Grades 9–12 · 8.3 mi

District: Gary Community School Corporation

Neighborhood · ZIP 46403These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,913
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,008 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,652
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,512
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

631 Morgan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Gary 46403
  • Among the highest price per square foot in Lake County
  • Smaller than 88% of homes in Lake County
  • Has a bigger lot than 90% of homes in Gary 46403
  • Older than 77% of homes in Gary 46403

What homes are worth in Gary 46403

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$751K

This home is worth more than 91% of homes in Gary 46403.

How it measures up in Gary 46403

The dot is this home. The mark in the middle is the typical home in Gary 46403.

Estimated value$390,263
CheaperTypical $168,004Pricier

Pricier than 91% of homes nearby

Price per ft²$400
CheaperTypical $113Pricier

Pricier than almost all homes nearby

Living area976 ft²
SmallerTypical 1,449 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.32 ac
SmallerTypical 0.16 acBigger

Bigger than 90% of homes nearby

Year built1949
OlderTypical 1955Newer

Newer than 23% of homes nearby

How 631 Morgan St ranks against every home in each area.
MeasureThis homeGary 46403Lake County
Estimated valuepricier than$390,26391% of homes81% of homes
Price per ft²pricier than$400almost all homesalmost all homes
Living areabigger than976 ft²21% of homes12% of homes
Lot sizebigger than0.32 ac90% of homes79% of homes
Year builtnewer than194923% of homes28% of homes

About 631 Morgan St

How much is 631 Morgan St, Gary, IN worth?

The TopHap Estimate for 631 Morgan St, Gary, IN is $390,263 as of Sep 24, 2026. The likely range is $325,342 to $455,184. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 631 Morgan St, Gary, IN last sell?

631 Morgan St, Gary, IN last sold on Sep 13, 2024, according to the county's recorded deed.

How big is 631 Morgan St, Gary, IN?

631 Morgan St, Gary, IN has 3 bedrooms, 1 bathrooms, 976 square feet of living space and a 0.32-acre lot.

When was 631 Morgan St, Gary, IN built?

631 Morgan St, Gary, IN was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 631 Morgan St, Gary, IN?

631 Morgan St, Gary, IN is assigned to Gary Middle School for the Visual and Preforming Arts (middle), rated D+; Banneker at Marquette Elementary School (elementary), rated C+; West Side Leadership Academy (high), rated F. All sit in Gary Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 631 Morgan St, Gary, IN compare to other homes in Gary 46403?

Among the 4,499 homes in Gary 46403, it is worth more than 91% of them ($390,263 against a typical $168,004), its price per square foot is higher than almost all of them ($400 against a typical $113), it is bigger than 21% of them (976 ft² against a typical 1,449 ft²), its lot is bigger than 90% of them (0.32 ac against a typical 0.16 ac) and it is newer than 23% of them (1949 against a typical 1955). Measured against all of Lake County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 631 Morgan St, Gary, IN?

The 2024 property tax bill for 631 Morgan St, Gary, IN was $2,818. The county assessed it at $261,800.

More homes on Morgan St

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Assigned schools

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