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Single Family ResidenceResidential
$1,495,000$501 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,381,500 on Jul 15, 2026

631 RUM RD

CAPTIVA, FL 33924
3
Beds
4
Baths
2,987 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.4M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,381,500 · Jul 15, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$320,725
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$256,580
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.13%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,174,275
LIBERTY FEDERAL CREDIT UNION · 6.5% 1 · recorded Jul 15, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,022 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,018,810 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$926,191
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,376,936

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.103 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLEE
Lot (acres)The size of the land the home sits on, from county records.0.32
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Canal Front
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 506 ft²Outdoor kitchen

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
The Sanibel SchoolA+
Elementary · Grades KG–8 · 12.0 mi
H
Cypress Lake High SchoolC+
High · Grades 9–12 · 20.0 mi

District: Lee County School District

Neighborhood · ZIP 33924These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.196
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.20%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.50%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.38%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.248
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,100
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,747
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

631 Rum Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Lee County
  • Costs more per square foot than 96% of homes in Lee County
  • Bigger than 85% of homes in Lee County
  • Has a bigger lot than 83% of homes in Lee County
  • Among the newest homes in Captiva 33924

What homes are worth in Captiva 33924

Each bar is how many homes fall in that price range. The marker is this home.

This home
$284K$7.2M

This home is worth more than 62% of homes in Captiva 33924.

How it measures up in Captiva 33924

The dot is this home. The mark in the middle is the typical home in Captiva 33924.

Estimated value$1,495,000
CheaperTypical $1,199,200Pricier

Pricier than 62% of homes nearby

Price per ft²$501
CheaperTypical $693Pricier

Pricier than 17% of homes nearby

Living area2,987 ft²
SmallerTypical 1,720 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.32 ac
SmallerTypical 0.21 acBigger

Bigger than 73% of homes nearby

Year built2020
OlderTypical 1980Newer

Newer than almost all homes nearby

How 631 Rum Rd ranks against every home in each area.
MeasureThis homeCaptiva 33924Lee County
Estimated valuepricier than$1,495,00062% of homes97% of homes
Price per ft²pricier than$50117% of homes96% of homes
Living areabigger than2,987 ft²77% of homes85% of homes
Lot sizebigger than0.32 ac73% of homes83% of homes
Year builtnewer than2020almost all homes96% of homes

About 631 Rum Rd

How much is 631 Rum Rd, Captiva, FL worth?

The TopHap Estimate for 631 Rum Rd, Captiva, FL is $1,495,000 as of Jul 14, 2026. The likely range is $1,439,979 to $1,550,021. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 631 Rum Rd, Captiva, FL last sell?

631 Rum Rd, Captiva, FL last sold on Jul 15, 2026 for $1,381,500, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 631 Rum Rd, Captiva, FL?

631 Rum Rd, Captiva, FL has 3 bedrooms, 4 bathrooms, 2,987 square feet of living space and a 0.32-acre lot.

When was 631 Rum Rd, Captiva, FL built?

631 Rum Rd, Captiva, FL was built in 2020, making it 6 years old. It is a colonial home. The building has 2 stories.

What schools serve 631 Rum Rd, Captiva, FL?

631 Rum Rd, Captiva, FL is assigned to The Sanibel School (elementary), rated A+; Cypress Lake High School (high), rated C+. All sit in Lee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 631 Rum Rd, Captiva, FL compare to other homes in Captiva 33924?

Among the 1,393 homes in Captiva 33924, it is worth more than 62% of them ($1,495,000 against a typical $1,199,200), its price per square foot is higher than 17% of them ($501 against a typical $693), it is bigger than 77% of them (2,987 ft² against a typical 1,720 ft²), its lot is bigger than 73% of them (0.32 ac against a typical 0.21 ac) and it is newer than almost all of them (2020 against a typical 1980). Measured against all of Lee County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 631 Rum Rd, Captiva, FL?

The 2025 property tax bill for 631 Rum Rd, Captiva, FL was $15,022. The county assessed it at $1,018,810.

Closest homes

More homes in Captiva 33924

Assigned schools

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