Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$589,586$306 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $299,900 on Sep 11, 2008

632 12TH AVE

TOMS RIVER, NJ 08757
4
Beds
2
Baths
1,927 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$590K
$544K low$636K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$299,900 · Sep 11, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,889
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$125,511
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$211,920
NEW JERSEY HSNG & MTG · 3.875% 2 · recorded Nov 6, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,777
HOUSING FIN AGCY

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,668 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$458,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$295,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$163,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$458,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$458,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Manchester Township Middle SchoolC
Middle · Grades 6–8 · 1.3 mi
E
Manchester Township Elementary SchoolC-
Elementary · Grades PK–5 · 1.9 mi
H
Manchester Township High SchoolD+
High · Grades 9–12 · 2.1 mi

District: Manchester Township School District

Neighborhood · ZIP 08757These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.33,060
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,734 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,299
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,243
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

632 12th Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Toms River 08757
  • Costs more per square foot than 75% of homes in Toms River 08757
  • Bigger than 94% of homes in Toms River 08757
  • Has a bigger lot than 81% of homes in Toms River 08757
  • Older than 82% of homes in Toms River 08757

What homes are worth in Toms River 08757

Each bar is how many homes fall in that price range. The marker is this home.

This home
$232K$847K

This home is worth more than 92% of homes in Toms River 08757.

How it measures up in Toms River 08757

The dot is this home. The mark in the middle is the typical home in Toms River 08757.

Estimated value$589,586
CheaperTypical $340,202Pricier

Pricier than 92% of homes nearby

Price per ft²$306
CheaperTypical $257Pricier

Pricier than 75% of homes nearby

Living area1,927 ft²
SmallerTypical 1,318 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.23 ac
SmallerTypical 0.14 acBigger

Bigger than 81% of homes nearby

Year built1971
OlderTypical 1981Newer

Newer than 18% of homes nearby

How 632 12th Ave ranks against every home in each area.
MeasureThis homeToms River 08757Ocean County
Estimated valuepricier than$589,58692% of homes55% of homes
Price per ft²pricier than$30675% of homes42% of homes
Living areabigger than1,927 ft²94% of homes66% of homes
Lot sizebigger than0.23 ac81% of homes68% of homes
Year builtnewer than197118% of homes33% of homes

About 632 12th Ave

How much is 632 12th Ave, Toms River, NJ worth?

The TopHap Estimate for 632 12th Ave, Toms River, NJ is $589,586 as of Jul 14, 2026. The likely range is $543,546 to $635,626. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 632 12th Ave, Toms River, NJ last sell?

632 12th Ave, Toms River, NJ last sold on Sep 11, 2008 for $299,900, according to the county's recorded deed.

How big is 632 12th Ave, Toms River, NJ?

632 12th Ave, Toms River, NJ has 4 bedrooms, 2 bathrooms, 1,927 square feet of living space and a 0.23-acre lot.

When was 632 12th Ave, Toms River, NJ built?

632 12th Ave, Toms River, NJ was built in 1971, making it 55 years old. It is a bi-level home. The building has 2 stories.

What schools serve 632 12th Ave, Toms River, NJ?

632 12th Ave, Toms River, NJ is assigned to Manchester Township Middle School (middle), rated C; Manchester Township Elementary School (elementary), rated C-; Manchester Township High School (high), rated D+. All sit in Manchester Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 632 12th Ave, Toms River, NJ compare to other homes in Toms River 08757?

Among the 18,467 homes in Toms River 08757, it is worth more than 92% of them ($589,586 against a typical $340,202), its price per square foot is higher than 75% of them ($306 against a typical $257), it is bigger than 94% of them (1,927 ft² against a typical 1,318 ft²), its lot is bigger than 81% of them (0.23 ac against a typical 0.14 ac) and it is newer than 18% of them (1971 against a typical 1981). Measured against all of Ocean County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 632 12th Ave, Toms River, NJ?

The 2025 property tax bill for 632 12th Ave, Toms River, NJ was $6,668. The county assessed it at $458,300.

Closest homes

More homes in Toms River 08757

Assigned schools

Explore the area

See this home in context

Open 632 12th Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map