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Seasonal, Cabin, Vacation ResidenceResidential
Last sold for $575,000 on Jun 26, 2020

632 COTTAGE ROW

TAPPAHANNOCK, VA 22560
0
Baths
2,631 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1934
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$575,000 · Jun 26, 2020
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$460,000
TOWNEBANK MORTGAGE · recorded Jun 26, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,639 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$661,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$300,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$361,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$521,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$661,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.86 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyEssex
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1983
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
James H. Cary Intermediate SchoolD+
Middle · Grades 5–8 · 8.9 mi
E
Tappahannock Elementary SchoolC-
Elementary · Grades PK–4 · 9.1 mi
H
Essex High SchoolC
High · Grades 9–12 · 9.2 mi

District: Essex County Public Schools

Neighborhood · ZIP 22560These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,246
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,905
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,857
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

632 Cottage Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 91% of homes in Essex County
  • Older than 95% of homes in Tappahannock 22560

How it measures up in Tappahannock 22560

The dot is this home. The mark in the middle is the typical home in Tappahannock 22560.

Living area2,631 ft²
SmallerTypical 1,564 ft²Bigger

Bigger than 89% of homes nearby

Year built1934
OlderTypical 1986Newer

Newer than 5% of homes nearby

How 632 Cottage Row ranks against every home in each area.
MeasureThis homeTappahannock 22560Essex County
Living areabigger than2,631 ft²89% of homes91% of homes
Year builtnewer than19345% of homes5% of homes

About 632 Cottage Row

When did 632 Cottage Row, Tappahannock, VA last sell?

632 Cottage Row, Tappahannock, VA last sold on Jun 26, 2020 for $575,000, according to the county's recorded deed.

When was 632 Cottage Row, Tappahannock, VA built?

632 Cottage Row, Tappahannock, VA was built in 1934, making it 92 years old. It is a cottage home.

What schools serve 632 Cottage Row, Tappahannock, VA?

632 Cottage Row, Tappahannock, VA is assigned to James H. Cary Intermediate School (middle), rated D+; Tappahannock Elementary School (elementary), rated C-; Essex High School (high), rated C. All sit in Essex County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 632 Cottage Row, Tappahannock, VA compare to other homes in Tappahannock 22560?

Among the 2,924 homes in Tappahannock 22560, it is bigger than 89% of them (2,631 ft² against a typical 1,564 ft²) and it is newer than 5% of them (1934 against a typical 1986). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 632 Cottage Row, Tappahannock, VA?

The 2025 property tax bill for 632 Cottage Row, Tappahannock, VA was $3,639. The county assessed it at $661,700.

Closest homes

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Assigned schools

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