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Rural ResidenceResidential
$259,362$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

632 RUCKMAN LN

MONTEREY, VA 24465
3
Beds
1
Baths
1,548 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1844
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$259K
$228K low$291K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$975 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$191,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$124,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$191,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$191,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHIGHLAND
Lot (acres)The size of the land the home sits on, from county records.5.51
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 156 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Highland High SchoolB+
Middle · Grades 6–12 · 4.7 mi
E
Highland Elementary SchoolB-
Elementary · Grades PK–5 · 4.7 mi

District: Highland County Public Schools

Neighborhood · ZIP 24465These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.1,368
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,898
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,757
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

632 Ruckman Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Monterey 24465
  • Costs less per square foot than 71% of homes in Monterey 24465
  • Older than 98% of homes in Monterey 24465

What homes are worth in Monterey 24465

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$1.5M

This home is worth more than 31% of homes in Monterey 24465.

How it measures up in Monterey 24465

The dot is this home. The mark in the middle is the typical home in Monterey 24465.

Estimated value$259,362
CheaperTypical $339,426Pricier

Pricier than 31% of homes nearby

Price per ft²$168
CheaperTypical $215Pricier

Pricier than 29% of homes nearby

Living area1,548 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 53% of homes nearby

Lot size5.51 ac
SmallerTypical 5.4 acBigger

Bigger than 50% of homes nearby

Year built1844
OlderTypical 1971Newer

Newer than 2% of homes nearby

How 632 Ruckman Ln ranks against every home in each area.
MeasureThis homeMonterey 24465Highland County
Estimated valuepricier than$259,36231% of homes33% of homes
Price per ft²pricier than$16829% of homes29% of homes
Living areabigger than1,548 ft²53% of homes54% of homes
Lot sizebigger than5.51 ac50% of homes48% of homes
Year builtnewer than18442% of homes2% of homes

About 632 Ruckman Ln

How much is 632 Ruckman Ln, Monterey, VA worth?

The TopHap Estimate for 632 Ruckman Ln, Monterey, VA is $259,362 as of Aug 30, 2026. The likely range is $228,026 to $290,698. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 632 Ruckman Ln, Monterey, VA last sell?

632 Ruckman Ln, Monterey, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 632 Ruckman Ln, Monterey, VA?

632 Ruckman Ln, Monterey, VA has 3 bedrooms, 1 bathrooms, 1,548 square feet of living space and a 5.51-acre lot.

When was 632 Ruckman Ln, Monterey, VA built?

632 Ruckman Ln, Monterey, VA was built in 1844, making it 182 years old.

What schools serve 632 Ruckman Ln, Monterey, VA?

632 Ruckman Ln, Monterey, VA is assigned to Highland High School (middle), rated B+; Highland Elementary School (elementary), rated B-. All sit in Highland County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 632 Ruckman Ln, Monterey, VA compare to other homes in Monterey 24465?

Among the 1,004 homes in Monterey 24465, it is worth more than 31% of them ($259,362 against a typical $339,426), its price per square foot is higher than 29% of them ($168 against a typical $215), it is bigger than 53% of them (1,548 ft² against a typical 1,508 ft²), its lot is bigger than 50% of them (5.51 ac against a typical 5.4 ac) and it is newer than 2% of them (1844 against a typical 1971). Measured against all of Highland County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 632 Ruckman Ln, Monterey, VA?

The 2026 property tax bill for 632 Ruckman Ln, Monterey, VA was $975. The county assessed it at $191,100.

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