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Single Family ResidenceResidential
$467,927$320 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

632 SPY ROCK RD

MONTEBELLO, VA 24464
3
Beds
0
Baths
1,460 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
21.71 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$468K
$423K low$513K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,047 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$365,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$158,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$306,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$365,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyNELSON
Lot (acres)The size of the land the home sits on, from county records.21.71
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 256 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Nelson County High SchoolC-
High · Grades 9–12 · 14.7 mi
M
Nelson Middle SchoolB+
Middle · Grades 6–8 · 14.8 mi
E
Tye River Elementary SchoolB-
Elementary · Grades PK–5 · 14.8 mi

District: Nelson County Public Schools

Neighborhood · ZIP 24464These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.276
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$36,474
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,170
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

632 Spy Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Montebello 24464
  • Costs more per square foot than 75% of homes in Nelson County
  • Has a bigger lot than 93% of homes in Nelson County

What homes are worth in Montebello 24464

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$1.1M

This home is worth more than 82% of homes in Montebello 24464.

How it measures up in Montebello 24464

The dot is this home. The mark in the middle is the typical home in Montebello 24464.

Estimated value$467,927
CheaperTypical $222,261Pricier

Pricier than 82% of homes nearby

Price per ft²$320
CheaperTypical $310Pricier

Pricier than 57% of homes nearby

Living area1,460 ft²
SmallerTypical 1,188 ft²Bigger

Bigger than 64% of homes nearby

Lot size21.71 ac
SmallerTypical 6.89 acBigger

Bigger than 78% of homes nearby

Year built1992
OlderTypical 1990Newer

Newer than 56% of homes nearby

How 632 Spy Rock Rd ranks against every home in each area.
MeasureThis homeMontebello 24464Nelson County
Estimated valuepricier than$467,92782% of homes76% of homes
Price per ft²pricier than$32057% of homes75% of homes
Living areabigger than1,460 ft²64% of homes48% of homes
Lot sizebigger than21.71 ac78% of homes93% of homes
Year builtnewer than199256% of homes63% of homes

About 632 Spy Rock Rd

How much is 632 Spy Rock Rd, Montebello, VA worth?

The TopHap Estimate for 632 Spy Rock Rd, Montebello, VA is $467,927 as of Aug 30, 2026. The likely range is $422,606 to $513,248. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 632 Spy Rock Rd, Montebello, VA last sell?

632 Spy Rock Rd, Montebello, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 632 Spy Rock Rd, Montebello, VA?

632 Spy Rock Rd, Montebello, VA has 3 bedrooms, 1,460 square feet of living space and a 21.71-acre lot.

When was 632 Spy Rock Rd, Montebello, VA built?

632 Spy Rock Rd, Montebello, VA was built in 1992, making it 34 years old. It is a conventional home. The building has 2 stories.

What schools serve 632 Spy Rock Rd, Montebello, VA?

632 Spy Rock Rd, Montebello, VA is assigned to Nelson County High School (high), rated C-; Nelson Middle School (middle), rated B+; Tye River Elementary School (elementary), rated B-. All sit in Nelson County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 632 Spy Rock Rd, Montebello, VA compare to other homes in Montebello 24464?

Among the 237 homes in Montebello 24464, it is worth more than 82% of them ($467,927 against a typical $222,261), its price per square foot is higher than 57% of them ($320 against a typical $310), it is bigger than 64% of them (1,460 ft² against a typical 1,188 ft²), its lot is bigger than 78% of them (21.71 ac against a typical 6.89 ac) and it is newer than 56% of them (1992 against a typical 1990). Measured against all of Nelson County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 632 Spy Rock Rd, Montebello, VA?

The 2026 property tax bill for 632 Spy Rock Rd, Montebello, VA was $2,047. The county assessed it at $365,500.

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