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Single Family ResidenceResidential
$429,161$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

632 W STATE ROAD 38

PENDLETON, IN 46064
1
Baths
3,386 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$429K
$410K low$448K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,241 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$204,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$169,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$204,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.2.34
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 140 ft²Patio · 59 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pendleton Elementary SchoolB+
Elementary · Grades KG–6 · 1.1 mi
H
Pendleton Heights High School
High · Grades 9–12 · 1.4 mi
M
Pendleton Heights Middle SchoolB+
Middle · Grades 7–8 · 1.8 mi

District: South Madison Community School Corporation

Neighborhood · ZIP 46064These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.142
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.17,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.256 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,412
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,207
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

632 W State Road 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Madison County
  • Costs less per square foot than 85% of homes in Pendleton 46064
  • Bigger than 97% of homes in Madison County
  • Has a bigger lot than 91% of homes in Madison County
  • Older than 88% of homes in Pendleton 46064

What homes are worth in Pendleton 46064

Each bar is how many homes fall in that price range. The marker is this home.

This home
$151K$750K

This home is worth more than 81% of homes in Pendleton 46064.

How it measures up in Pendleton 46064

The dot is this home. The mark in the middle is the typical home in Pendleton 46064.

Estimated value$429,161
CheaperTypical $330,726Pricier

Pricier than 81% of homes nearby

Price per ft²$127
CheaperTypical $167Pricier

Pricier than 15% of homes nearby

Living area3,386 ft²
SmallerTypical 2,032 ft²Bigger

Bigger than 92% of homes nearby

Lot size2.34 ac
SmallerTypical 0.29 acBigger

Bigger than 87% of homes nearby

Year built1940
OlderTypical 1999Newer

Newer than 12% of homes nearby

How 632 W State Road 38 ranks against every home in each area.
MeasureThis homePendleton 46064Madison County
Estimated valuepricier than$429,16181% of homes95% of homes
Price per ft²pricier than$12715% of homes58% of homes
Living areabigger than3,386 ft²92% of homes97% of homes
Lot sizebigger than2.34 ac87% of homes91% of homes
Year builtnewer than194012% of homes26% of homes

About 632 W State Road 38

How much is 632 W State Road 38, Pendleton, IN worth?

The TopHap Estimate for 632 W State Road 38, Pendleton, IN is $429,161 as of Sep 24, 2026. The likely range is $410,069 to $448,253. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 632 W State Road 38, Pendleton, IN last sell?

632 W State Road 38, Pendleton, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 632 W State Road 38, Pendleton, IN?

632 W State Road 38, Pendleton, IN has 1 bathrooms, 3,386 square feet of living space and a 2.34-acre lot.

When was 632 W State Road 38, Pendleton, IN built?

632 W State Road 38, Pendleton, IN was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 632 W State Road 38, Pendleton, IN?

632 W State Road 38, Pendleton, IN is assigned to Pendleton Elementary School (elementary), rated B+; Pendleton Heights High School (high); Pendleton Heights Middle School (middle), rated B+. All sit in South Madison Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 632 W State Road 38, Pendleton, IN compare to other homes in Pendleton 46064?

Among the 6,604 homes in Pendleton 46064, it is worth more than 81% of them ($429,161 against a typical $330,726), its price per square foot is higher than 15% of them ($127 against a typical $167), it is bigger than 92% of them (3,386 ft² against a typical 2,032 ft²), its lot is bigger than 87% of them (2.34 ac against a typical 0.29 ac) and it is newer than 12% of them (1940 against a typical 1999). Measured against all of Madison County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 632 W State Road 38, Pendleton, IN?

The 2025 property tax bill for 632 W State Road 38, Pendleton, IN was $4,241. The county assessed it at $204,200.

More homes on W State Road 38

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