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Single Family ResidenceResidential
$432,938$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $356,000 on Feb 16, 2018

634 CORTLAND LN SW

ROCHESTER, MN 55902
4
Beds
3.5
Baths
2,214 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$433K
$413K low$453K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$356,000 · Feb 16, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,562 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$469,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$419,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$464,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$471,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOLMSTED
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Porch · 51 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Franklin Elementary SchoolD+
Elementary · Grades PK–5 · 1.2 mi
H
Mayo High SchoolA
High · Grades 9–12 · 1.6 mi
M
Willow Creek Middle SchoolB-
Middle · Grades 6–8 · 1.6 mi

District: Rochester Public School District

Neighborhood · ZIP 55902These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.26,266
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.635 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$122,949
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$170,465
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

634 Cortland Ln Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Olmsted County
  • Costs less per square foot than 73% of homes in Rochester 55902
  • Bigger than 84% of homes in Olmsted County
  • Has a bigger lot than 75% of homes in Olmsted County

What homes are worth in Rochester 55902

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$1.5M

This home is worth more than 53% of homes in Rochester 55902.

How it measures up in Rochester 55902

The dot is this home. The mark in the middle is the typical home in Rochester 55902.

Estimated value$432,938
CheaperTypical $415,475Pricier

Pricier than 53% of homes nearby

Price per ft²$196
CheaperTypical $233Pricier

Pricier than 27% of homes nearby

Living area2,214 ft²
SmallerTypical 1,820 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.37 ac
SmallerTypical 0.29 acBigger

Bigger than 63% of homes nearby

Year built1988
OlderTypical 1991Newer

Newer than 44% of homes nearby

How 634 Cortland Ln Sw ranks against every home in each area.
MeasureThis homeRochester 55902Olmsted County
Estimated valuepricier than$432,93853% of homes78% of homes
Price per ft²pricier than$19627% of homes33% of homes
Living areabigger than2,214 ft²64% of homes84% of homes
Lot sizebigger than0.37 ac63% of homes75% of homes
Year builtnewer than198844% of homes52% of homes

About 634 Cortland Ln Sw

How much is 634 Cortland Ln Sw, Rochester, MN worth?

The TopHap Estimate for 634 Cortland Ln Sw, Rochester, MN is $432,938 as of Aug 30, 2026. The likely range is $413,280 to $452,596. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 634 Cortland Ln Sw, Rochester, MN last sell?

634 Cortland Ln Sw, Rochester, MN last sold on Feb 16, 2018 for $356,000, according to the county's recorded deed.

How big is 634 Cortland Ln Sw, Rochester, MN?

634 Cortland Ln Sw, Rochester, MN has 4 bedrooms, 3.5 bathrooms, 2,214 square feet of living space and a 0.37-acre lot.

When was 634 Cortland Ln Sw, Rochester, MN built?

634 Cortland Ln Sw, Rochester, MN was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 634 Cortland Ln Sw, Rochester, MN?

634 Cortland Ln Sw, Rochester, MN is assigned to Franklin Elementary School (elementary), rated D+; Mayo High School (high), rated A; Willow Creek Middle School (middle), rated B-. All sit in Rochester Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 634 Cortland Ln Sw, Rochester, MN compare to other homes in Rochester 55902?

Among the 9,331 homes in Rochester 55902, it is worth more than 53% of them ($432,938 against a typical $415,475), its price per square foot is higher than 27% of them ($196 against a typical $233), it is bigger than 64% of them (2,214 ft² against a typical 1,820 ft²), its lot is bigger than 63% of them (0.37 ac against a typical 0.29 ac) and it is newer than 44% of them (1988 against a typical 1991). Measured against all of Olmsted County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 634 Cortland Ln Sw, Rochester, MN?

The 2026 property tax bill for 634 Cortland Ln Sw, Rochester, MN was $6,562. The county assessed it at $469,700.

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