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Single Family ResidenceResidential
$95,621$103 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $50,000 on Nov 12, 2020

634 EARLS LOOP

SPENCER, TN 38585
1
Baths
925 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$96K
$74K low$118K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Nov 12, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$348 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$58,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVan Buren
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1987
Lot (acres)The size of the land the home sits on, from county records.1.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 364 ft²Porch · 144 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Van Buren County High SchoolB
Middle · Grades 6–12 · 6.6 mi
E
Spencer Elementary SchoolB
Elementary · Grades PK–5 · 6.7 mi

District: Van Buren County School District

Neighborhood · ZIP 38585These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,476
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,214
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

634 Earls Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Van Buren County
  • Costs less per square foot than 87% of homes in Van Buren County
  • Smaller than 85% of homes in Van Buren County
  • Has a smaller lot than 73% of homes in Spencer 38585
  • Older than 66% of homes in Van Buren County

What homes are worth in Spencer 38585

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$700K

This home is worth more than 24% of homes in Spencer 38585.

How it measures up in Spencer 38585

The dot is this home. The mark in the middle is the typical home in Spencer 38585.

Estimated value$95,621
CheaperTypical $168,214Pricier

Pricier than 24% of homes nearby

Price per ft²$103
CheaperTypical $146Pricier

Pricier than 15% of homes nearby

Living area925 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than 16% of homes nearby

Lot size1 ac
SmallerTypical 2.4 acBigger

Bigger than 27% of homes nearby

Year built1980
OlderTypical 1991Newer

Newer than 38% of homes nearby

How 634 Earls Loop ranks against every home in each area.
MeasureThis homeSpencer 38585Van Buren County
Estimated valuepricier than$95,62124% of homes22% of homes
Price per ft²pricier than$10315% of homes13% of homes
Living areabigger than925 ft²16% of homes15% of homes
Lot sizebigger than1 ac27% of homes30% of homes
Year builtnewer than198038% of homes34% of homes

About 634 Earls Loop

How much is 634 Earls Loop, Spencer, TN worth?

The TopHap Estimate for 634 Earls Loop, Spencer, TN is $95,621 as of Aug 30, 2026. The likely range is $73,503 to $117,739. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 634 Earls Loop, Spencer, TN last sell?

634 Earls Loop, Spencer, TN last sold on Nov 12, 2020 for $50,000, according to the county's recorded deed.

How big is 634 Earls Loop, Spencer, TN?

634 Earls Loop, Spencer, TN has 1 bathrooms, 925 square feet of living space and a 1.00-acre lot.

When was 634 Earls Loop, Spencer, TN built?

634 Earls Loop, Spencer, TN was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 634 Earls Loop, Spencer, TN?

634 Earls Loop, Spencer, TN is assigned to Van Buren County High School (middle), rated B; Spencer Elementary School (elementary), rated B. All sit in Van Buren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 634 Earls Loop, Spencer, TN compare to other homes in Spencer 38585?

Among the 2,407 homes in Spencer 38585, it is worth more than 24% of them ($95,621 against a typical $168,214), its price per square foot is higher than 15% of them ($103 against a typical $146), it is bigger than 16% of them (925 ft² against a typical 1,316 ft²), its lot is bigger than 27% of them (1 ac against a typical 2.4 ac) and it is newer than 38% of them (1980 against a typical 1991). Measured against all of Van Buren County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 634 Earls Loop, Spencer, TN?

The 2024 property tax bill for 634 Earls Loop, Spencer, TN was $348. The county assessed it at $14,500.

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