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Single Family ResidenceResidential
$62,726$45 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

634 OBRIEN ST

SOUTH BEND, IN 46628
3
Beds
1
Baths
1,392 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1889
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$63K
$52K low$73K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$598 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$75,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harrison Elementary SchoolF
Elementary · Grades PK–5 · 1.2 mi
H
Washington High School
High · Grades 9–12 · 1.9 mi
M
Navarre Middle SchoolF
Middle · Grades 6–8 · 2.0 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46628These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.27,452
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.753 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,386
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,041
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

634 Obrien St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in St. Joseph County
  • Costs less per square foot than 98% of homes in St. Joseph County
  • Bigger than 65% of homes in Kennedy Park
  • Has a smaller lot than 88% of homes in St. Joseph County
  • Among the oldest homes in South Bend 46628

What homes are worth in South Bend 46628

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$549K

This home is worth more than 12% of homes in South Bend 46628.

How it measures up in South Bend 46628

The dot is this home. The mark in the middle is the typical home in South Bend 46628.

Estimated value$62,726
CheaperTypical $155,883Pricier

Pricier than 12% of homes nearby

Price per ft²$45
CheaperTypical $125Pricier

Pricier than 4% of homes nearby

Living area1,392 ft²
SmallerTypical 1,268 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.12 ac
SmallerTypical 0.2 acBigger

Bigger than 13% of homes nearby

Year built1889
OlderTypical 1955Newer

Older than almost all homes nearby

How 634 Obrien St ranks against every home in each area.
MeasureThis homeKennedy ParkSouth Bend 46628St. Joseph County
Estimated valuepricier than$62,72641% of homes12% of homes4% of homes
Price per ft²pricier than$4521% of homes4% of homes2% of homes
Living areabigger than1,392 ft²65% of homes59% of homes48% of homes
Lot sizebigger than0.12 ac49% of homes13% of homes12% of homes
Year builtnewer than18898% of homesalmost no homes2% of homes

About 634 Obrien St

How much is 634 Obrien St, South Bend, IN worth?

The TopHap Estimate for 634 Obrien St, South Bend, IN is $62,726 as of Sep 24, 2026. The likely range is $52,044 to $73,408. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 634 Obrien St, South Bend, IN last sell?

634 Obrien St, South Bend, IN last sold on Nov 30, 2020, according to the county's recorded deed.

How big is 634 Obrien St, South Bend, IN?

634 Obrien St, South Bend, IN has 3 bedrooms, 1 bathrooms, 1,392 square feet of living space and a 0.12-acre lot.

When was 634 Obrien St, South Bend, IN built?

634 Obrien St, South Bend, IN was built in 1889, making it 137 years old. The building has 2 stories.

What schools serve 634 Obrien St, South Bend, IN?

634 Obrien St, South Bend, IN is assigned to Harrison Elementary School (elementary), rated F; Washington High School (high); Navarre Middle School (middle), rated F. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 634 Obrien St, South Bend, IN compare to other homes in South Bend 46628?

Among the 10,021 homes in South Bend 46628, it is worth more than 12% of them ($62,726 against a typical $155,883), its price per square foot is higher than 4% of them ($45 against a typical $125), it is bigger than 59% of them (1,392 ft² against a typical 1,268 ft²), its lot is bigger than 13% of them (0.12 ac against a typical 0.2 ac) and it is newer than almost none of them (1889 against a typical 1955). Measured against all of St. Joseph County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 634 Obrien St, South Bend, IN?

The 2024 property tax bill for 634 Obrien St, South Bend, IN was $598. The county assessed it at $75,700.

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