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Single Family ResidenceResidential
$297,668$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $26,000 on Oct 9, 2014

634 SCOTCH RIDGE RD

SCHENECTADY, NY 12306
3
Beds
1
Baths
1,783 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$298K
$276K low$319K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$26,000 · Oct 9, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,206 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySCHENECTADY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Schalmont Middle SchoolC+
Middle · Grades 5–8 · 1.7 mi
H
Schalmont High SchoolB-
High · Grades 9–12 · 1.8 mi
E
Jefferson Elementary SchoolC+
Elementary · Grades KG–4 · 3.0 mi

District: Schalmont Central School District

Neighborhood · ZIP 12306These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,520
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,840
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,973
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

634 Scotch Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 76% of homes in Schenectady 12306
  • Bigger than 66% of homes in Schenectady 12306
  • Has a bigger lot than 89% of homes in Schenectady County

What homes are worth in Schenectady 12306

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$598K

This home is worth more than 59% of homes in Schenectady 12306.

How it measures up in Schenectady 12306

The dot is this home. The mark in the middle is the typical home in Schenectady 12306.

Estimated value$297,668
CheaperTypical $276,246Pricier

Pricier than 59% of homes nearby

Price per ft²$167
CheaperTypical $197Pricier

Pricier than 24% of homes nearby

Living area1,783 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 66% of homes nearby

Lot size1 ac
SmallerTypical 0.24 acBigger

Bigger than 88% of homes nearby

Year built1952
OlderTypical 1950Newer

Newer than 55% of homes nearby

How 634 Scotch Ridge Rd ranks against every home in each area.
MeasureThis homeSchenectady 12306Schenectady County
Estimated valuepricier than$297,66859% of homes52% of homes
Price per ft²pricier than$16724% of homes28% of homes
Living areabigger than1,783 ft²66% of homes58% of homes
Lot sizebigger than1 ac88% of homes89% of homes
Year builtnewer than195255% of homes58% of homes

About 634 Scotch Ridge Rd

How much is 634 Scotch Ridge Rd, Schenectady, NY worth?

The TopHap Estimate for 634 Scotch Ridge Rd, Schenectady, NY is $297,668 as of Oct 21, 2026. The likely range is $276,474 to $318,862. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 634 Scotch Ridge Rd, Schenectady, NY last sell?

634 Scotch Ridge Rd, Schenectady, NY last sold on Oct 9, 2014 for $26,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 634 Scotch Ridge Rd, Schenectady, NY?

634 Scotch Ridge Rd, Schenectady, NY has 3 bedrooms, 1 bathrooms, 1,783 square feet of living space and a 1.00-acre lot.

When was 634 Scotch Ridge Rd, Schenectady, NY built?

634 Scotch Ridge Rd, Schenectady, NY was built in 1952, making it 74 years old. The building has 2 stories.

What schools serve 634 Scotch Ridge Rd, Schenectady, NY?

634 Scotch Ridge Rd, Schenectady, NY is assigned to Schalmont Middle School (middle), rated C+; Schalmont High School (high), rated B-; Jefferson Elementary School (elementary), rated C+. All sit in Schalmont Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 634 Scotch Ridge Rd, Schenectady, NY compare to other homes in Schenectady 12306?

Among the 9,724 homes in Schenectady 12306, it is worth more than 59% of them ($297,668 against a typical $276,246), its price per square foot is higher than 24% of them ($167 against a typical $197), it is bigger than 66% of them (1,783 ft² against a typical 1,536 ft²), its lot is bigger than 88% of them (1 ac against a typical 0.24 ac) and it is newer than 55% of them (1952 against a typical 1950). Measured against all of Schenectady County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 634 Scotch Ridge Rd, Schenectady, NY?

The 2025 property tax bill for 634 Scotch Ridge Rd, Schenectady, NY was $5,206. The county assessed it at $130,000.

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