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Single Family ResidenceResidential
$509,366$364 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $227,000 on Jul 22, 2015

635 HARBOR DR

LANCASTER, TN 38569
2
Baths
1,398 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$509K
$415K low$604K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$227,000 · Jul 22, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,451 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,800 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$231,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
49
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDeKalb
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 588 ft²Patio · 462 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
De Kalb County Adult High School
High · Grades 10–12 · 6.9 mi
M
Dekalb Middle SchoolC+
Middle · Grades 6–8 · 7.0 mi
E
Dekalb West Elementary SchoolC+
Elementary · Grades PK–8 · 8.0 mi

District: Dekalb County School District

Neighborhood · ZIP 38569These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,575
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,556
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

635 Harbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in DeKalb County
  • Costs more per square foot than 94% of homes in DeKalb County
  • Smaller than 65% of homes in Lancaster 38569
  • Has a smaller lot than 75% of homes in Lancaster 38569
  • Newer than 76% of homes in DeKalb County

What homes are worth in Lancaster 38569

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$899K

This home is worth more than 69% of homes in Lancaster 38569.

How it measures up in Lancaster 38569

The dot is this home. The mark in the middle is the typical home in Lancaster 38569.

Estimated value$509,366
CheaperTypical $385,151Pricier

Pricier than 69% of homes nearby

Price per ft²$364
CheaperTypical $256Pricier

Pricier than 93% of homes nearby

Living area1,398 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.56 ac
SmallerTypical 1.2 acBigger

Bigger than 25% of homes nearby

Year built2004
OlderTypical 2002Newer

Newer than 72% of homes nearby

How 635 Harbor Dr ranks against every home in each area.
MeasureThis homeLancaster 38569DeKalb County
Estimated valuepricier than$509,36669% of homes84% of homes
Price per ft²pricier than$36493% of homes94% of homes
Living areabigger than1,398 ft²35% of homes48% of homes
Lot sizebigger than0.56 ac25% of homes35% of homes
Year builtnewer than200472% of homes76% of homes

About 635 Harbor Dr

How much is 635 Harbor Dr, Lancaster, TN worth?

The TopHap Estimate for 635 Harbor Dr, Lancaster, TN is $509,366 as of Aug 30, 2026. The likely range is $414,532 to $604,200. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 635 Harbor Dr, Lancaster, TN last sell?

635 Harbor Dr, Lancaster, TN last sold on Jul 22, 2015 for $227,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 635 Harbor Dr, Lancaster, TN?

635 Harbor Dr, Lancaster, TN has 2 bathrooms and 1,398 square feet of living space.

When was 635 Harbor Dr, Lancaster, TN built?

635 Harbor Dr, Lancaster, TN was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 635 Harbor Dr, Lancaster, TN?

635 Harbor Dr, Lancaster, TN is assigned to De Kalb County Adult High School (high); Dekalb Middle School (middle), rated C+; Dekalb West Elementary School (elementary), rated C+. All sit in Dekalb County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 635 Harbor Dr, Lancaster, TN compare to other homes in Lancaster 38569?

Among the 367 homes in Lancaster 38569, it is worth more than 69% of them ($509,366 against a typical $385,151), its price per square foot is higher than 93% of them ($364 against a typical $256), it is bigger than 35% of them (1,398 ft² against a typical 1,680 ft²), its lot is bigger than 25% of them (0.56 ac against a typical 1.2 ac) and it is newer than 72% of them (2004 against a typical 2002). Measured against all of DeKalb County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 635 Harbor Dr, Lancaster, TN?

The 2024 property tax bill for 635 Harbor Dr, Lancaster, TN was $1,451. The county assessed it at $57,800.

More homes on Harbor Dr

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Assigned schools

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