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Single Family ResidenceResidential
$92,615
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 59How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $5,500 on Mar 1, 1989

635 MIDDLEFORK RD

ROSMAN, NC 28772
0
Baths
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$93K
$54K low$131K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$5,500 · Mar 1, 1989
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$92,615
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$74,092

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$353 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$33,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.144 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTransylvania
Lot (acres)The size of the land the home sits on, from county records.0.59
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 28772These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.104

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.885
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,890
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,648
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.79 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

635 Middlefork Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Transylvania County
  • Has a smaller lot than 81% of homes in Rosman 28772

What homes are worth in Rosman 28772

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$996K

This home is worth more than 13% of homes in Rosman 28772.

How it measures up in Rosman 28772

The dot is this home. The mark in the middle is the typical home in Rosman 28772.

Estimated value$92,615
CheaperTypical $265,398Pricier

Pricier than 13% of homes nearby

Lot size0.59 ac
SmallerTypical 1.97 acBigger

Bigger than 19% of homes nearby

How 635 Middlefork Rd ranks against every home in each area.
MeasureThis homeRosman 28772Transylvania County
Estimated valuepricier than$92,61513% of homes3% of homes
Lot sizebigger than0.59 ac19% of homes31% of homes

About 635 Middlefork Rd

How much is 635 Middlefork Rd, Rosman, NC worth?

The TopHap Estimate for 635 Middlefork Rd, Rosman, NC is $92,615 as of Jul 14, 2026. The likely range is $54,271 to $130,959. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 635 Middlefork Rd, Rosman, NC last sell?

635 Middlefork Rd, Rosman, NC last sold on Mar 1, 1989 for $5,500, according to the county's recorded deed.

How does 635 Middlefork Rd, Rosman, NC compare to other homes in Rosman 28772?

Among the 897 homes in Rosman 28772, it is worth more than 13% of them ($92,615 against a typical $265,398) and its lot is bigger than 19% of them (0.59 ac against a typical 1.97 ac). Measured against all of Transylvania County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 635 Middlefork Rd, Rosman, NC?

The 2025 property tax bill for 635 Middlefork Rd, Rosman, NC was $353. The county assessed it at $33,000.

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